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Chip: Savings App reviews

4.92
Based on 14,663 reviews, last reviewed 19th Feb 2025
2600% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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6%
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0%
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Latest highest rating:

5

CHIP IS THE BEST! Forget about all the rest! I am a long time user of Chip. Started using the service not long after it was released. I was so impressed with the idea of Chip that I even invested... Read more Reviewed on: 19th February 2025
Gary T's avatar
Gary T

Latest lowest rating:

1

Terrible customer service Can't speak to a person as there is no telephone number, chat is a joke with robotic cookie-cut answers, very difficult to withdraw money they require... Read more Reviewed on: 18th February 2025
Peter C's avatar
Peter C

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (14663)

Review of the Chip, Savings App:

Savings You Can Bank On!

5
I love Chip. It just chips away at your bank account taking those little sums you just won't miss whilst giving you a return of up to 5%pa at the same time. But you can always get some, or all, of your money back any time you wish or adjust savings levels. In fact you have total control over everything that happens & the reporting functionality is excellent too. Your money is safe too as it's ring fenced with a major High Street bank & therefore covered by the FSCS. Arguably the most friendly app out there. The way it communicates makes you feel you are interacting with real people. This is 21st centrury banking at its best - and will only get better I believe. Reviewed on: 12th December 2018

Fabulous app, so easy to use and hugely competitive...

5
Fabulous app, so easy to use and hugely competitive range of savings plans. Responsive to changes in market and flexibility of options. Reviewed on: 10th March 2024

High interest account.

5
High interest account. App is very user friendly, great communication from the chip team. Reviewed on: 7th March 2024

Easy to move money to and from building society acco...

5
Easy to move money to and from building society account.Easy to view current balance. Reviewed on: 7th March 2024

Easy to use and safe and great interest rates with e...

5
Easy to use and safe and great interest rates with easy access Reviewed on: 7th March 2024

Great products and App

5
I have not had to use customer services as the online platform just does what you need it to ! The accounts offer great value, I was a little nervous of app only Reviewed on: 6th March 2024

Love this app

5
Love this app has helped me kick start my savings and investments Reviewed on: 4th March 2024

Chip account is amazing to earn good interest.

5
Chip account is amazing to earn good interest. More money you have in the chip account more interest you earn . Reviewed on: 3rd March 2024

A variety of opportunities for saving and investing.

5
A variety of opportunities for saving and investing. I love the monthly draw option. Reviewed on: 2nd March 2024

High interest rates and having instant access is a b...

5
High interest rates and having instant access is a bonus Reviewed on: 1st March 2024

Ahead of the Game

5
Been with them from the start and they have moved with the times, been ahead of the game in terms of the savings’ rates they offered and provided an easy way to save. What a fabulous app - so easy to navigate! Quick, responsive and informative app and easy to access accounts. Reviewed on: 29th February 2024