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Chip: Savings App reviews

4.92
Based on 14,690 reviews, last reviewed 8th Mar 2025
8000% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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6%
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Latest highest rating:

5

Great online option I was very surprised at how high the interest rates were with Chip. I have never had any issues with this being an online bank. Reviewed on: 8th March 2025
Helen D's avatar
Helen D

Latest lowest rating:

2

All The Sizzle but Very Little Steak All the fancy marketing and eye-catching headline rates hold little sway when you need some good, old-fashioned customer service, and that's where wit... Read more Reviewed on: 5th December 2024
Grumpy Old Mark's avatar
Grumpy Old Mark

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (14691)

Review of the Chip, Savings App:

Chip makes saving easy!

5
Chip makes saving easy! It sets money aside automatically, so I save without any effort. Great app! Reviewed on: 31st January 2025

CHIP IS THE BEST! Forget about all the rest!

5
I am a long time user of Chip. Started using the service not long after it was released. I was so impressed with the idea of Chip that I even invested in their company! I love using it and it’s the only platform I use to save my money. I have recommended to all my friends and family and even work colleagues to use chip! So user friendly and if invested correctly you get a great return! Highly highly recommend! Reviewed on: 19th February 2025

Thoughts of a novice

5
I've been using chip for about 4 months, it was quick to set up, easy to navigate and has plenty of ways to help a novice like me build something (not least, better financial habits) for the future. They also dealt with an issue I had within 3 hours and made sure to check in with me after it was rectified. Great bank! Reviewed on: 19th February 2025

Best App for saving

5
Living in London I find it incredibly difficult to save money but when I got Chip I managed to start saving and with the AI saves I dont even notice it. I also find Chip has some of the best rates for savings and ISA accounts. This has enabled me to enjoy London more and I have recommended Chip to my friends and family. Reviewed on: 19th February 2025

Really straightforward and user friendly

5
Really straightforward and user friendly Reviewed on: 19th February 2025

Makes saving easy

5
Makes saving easy, I always struggled before but now I don't even notice I am saving Reviewed on: 19th February 2025

Terrible customer service

1
Can't speak to a person as there is no telephone number, chat is a joke with robotic cookie-cut answers, very difficult to withdraw money they require lots of documentation Reviewed on: 18th February 2025
Reply from Chip Hi Peter, We’re sorry to hear about your experience. Due to the nature of the Chip app and the service we offer, our customer contact is primarily through our in-app chat (found under the 'Profile' tab, available 8am-8pm) and our support email at [email protected]. Please do reach out to us through one of these channels, and we’ll be happy to assist you as soon as possible. To ensure the security of your account and funds, we may sometimes require documentation. We appreciate your feedback and are here to help! Response date: 10th March 2025
Chip's avatar
Chip

Easier savings

5
Love saving when I didn’t think I could Reviewed on: 18th February 2025

Fantastic Company

5
I live chip, it makes saving really easy for me and helps me keep my finances in check! Reviewed on: 18th February 2025

Always the easiest way to build my money

5
Always the easiest way to build my money Reviewed on: 18th February 2025

Amazing easy to use app.

5
Amazing easy to use app. And great interest rate Reviewed on: 18th February 2025