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Chip: Savings App reviews

4.92
Based on 14,682 reviews, last reviewed 28th Feb 2025
2980% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Chip is an easy app to navigate with various options... Chip is an easy app to navigate with various options from savings to investments. If you manage to save £100 or more you are entered automatically int... Read more Reviewed on: 28th February 2025
Catherine 's avatar
Catherine

Latest lowest rating:

2

All The Sizzle but Very Little Steak All the fancy marketing and eye-catching headline rates hold little sway when you need some good, old-fashioned customer service, and that's where wit... Read more Reviewed on: 5th December 2024
Grumpy Old Mark's avatar
Grumpy Old Mark

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (14682)

Review of the Chip, Savings App:

Amazing app with great features.

5
Amazing app with great features. I’ve been using the Chip app, and it’s been a game-changer for managing my savings. The automated saving feature is brilliant—it quietly analyzes my spending and puts away small amounts without me even noticing. It’s like saving on autopilot. The app also makes it easy to set goals, whether it’s for a holiday, an emergency fund, or just general savings. The interest rates are competitive, and there’s even an option to invest if you’re feeling ambitious. The interface is clean and super intuitive, so managing everything feels effortless. For anyone who struggles to save or just wants to make the process smoother, I’d definitely recommend Chip. It’s taken a lot of the stress out of saving for Reviewed on: 18th January 2025

Easy app, great features, great APR

5
Easy app, great features, great APR Reviewed on: 21st February 2024

Excellent

5
I have never had an issue excellent interest rate Reviewed on: 21st February 2024

Great savings accounts

5
Straightforward to administer and accessible 24/7 Reviewed on: 21st February 2024

Chip is great, easy to deposit and withdraw, great i...

5
Chip is great, easy to deposit and withdraw, great interest. I have recommended to my husband and son, they love it too. I keep my easy to access savings with Chip. Reviewed on: 21st February 2024

Great app

5
Great app great features/accounts great interest rates and couldn't be easier to use what more do I need! Reviewed on: 21st February 2024

Easy to get started with as can be integrated with m...

4
Easy to get started with as can be integrated with majority of current accounts from other backs Reviewed on: 21st February 2024

Very Happy Customer

5
I’ve been a Chip customer for about three years now, and I’m a really big fan of the AI savings feature - as well as the company’s ability to adapt to the BoE interest changes over time. They’ve been great if I’ve ever needed to change any details or move money around, and I’m loving the biggest bonus - which is the interest! Reviewed on: 21st February 2024

I love Chip.

5
Easy to use. Frequent communications and very quick to react to increases in interest rate. Often reach out to customers asking what they would like to see next. Feels like a bank that listens and reacts to customes and is working for us. Have recommended to lots of family and friends. Chip helps make saving fun as interest accrues daily and is applied monthly! Reviewed on: 21st February 2024

Efficient

5
Efficient service . The App is very easy to use Reviewed on: 21st February 2024

Hassle free transfers into and out of the account.

4
Hassle free transfers into and out of the account. Reviewed on: 21st February 2024