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Chip: Savings App reviews

View other Chip products
4.94
Based on 18,214 reviews, last reviewed 5th Sep 2025
87% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

The Chip app couldn't be easier. The Chip app couldn't be easier. The rates and communivcation are great as is the customer service. Reviewed on: 5th September 2025
Chris Johnson's avatar
Chris Johnson

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW
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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Review Chip: Savings App now

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Chip Savings App reviews (18214)

Everything a bank should be

5
Fast, no nonsense, efficient and courteous - and competitive interest rates - everything a bank should be. Reviewed on: 25th March 2025
Ian Halley's avatar
Ian Halley

5 star all the way

5
5 ***** all the way would happily recommend to everyone Reviewed on: 25th March 2025
Damare's avatar
Damare

So easy to use!

5
So easy to use! Recurring savings option is fab Reviewed on: 25th March 2025
Jo B's avatar
Jo B

Great service

5
Start with saving account then moved onto cash isa Reviewed on: 25th March 2025
Kevin J's avatar
Kevin J

The best online banking right now

5
The app is very well optimised, it offers different types of savings accounts and a decent investment platform with few options to choose from based on the type of investor you are. The interest rates offered are the highest among all the banks I compared, including the ISA Account. Great online banking overall! Reviewed on: 25th March 2025
Marc's avatar
Marc

Always had a great experience with Chip

5
Always had a great experience. I have been a loyal customer for a few years now. Reviewed on: 25th March 2025
Anna J's avatar
Anna J

10/10 experience

5
I have been able to really save and become financially literate for the first time in my life with chip, the auto save feature is what drew me in at first but the interest rates in the different accounts I have have been so beneficial and I can see all my savings in one place. I love tbe prize draw account and when I had issues the customer service was quick to respond and more than helpful Reviewed on: 25th March 2025
Emily's avatar
Emily

The ease of the app and being kept informed make thi...

5
The ease of the app and being kept informed make this the go to investment app. Reviewed on: 25th March 2025
Jay H's avatar
Jay H

Great service

5
Easy to use app. Good options for savings and investment and competitive rates always. Reviewed on: 25th March 2025
Malcs's avatar
Malcs

Chip has helped me get started with saving.

5
Chip has helped me so much on my saving journey. I’m not a very financially-minded person, but Chip has really helped me start saving - the app is easy to use, and information is always available when needed. Reviewed on: 25th March 2025
Enya L's avatar
Enya L

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