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Chip: Savings App reviews

4.94
Based on 18,214 reviews, last reviewed 5th Sep 2025
87% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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95%
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Latest highest rating:

5

The Chip app couldn't be easier. The Chip app couldn't be easier. The rates and communivcation are great as is the customer service. Reviewed on: 5th September 2025
Chris Johnson's avatar
Chris Johnson

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18214)

Excellent way to save

5
Chip has been a great savings app, much more productive for building wealth than others I have used. Reviewed on: 25th March 2025

Easy to use.

5
Easy to use. Easy to transfer money Reviewed on: 25th March 2025

Very competitive savings rate that closely track the...

5
Very competitive savings rate that closely track the base rate. Supreme flexibility to withdraw as needed. No funny business! Reviewed on: 25th March 2025

Intuitive APP

5
Great APP, easy to use, good interest rate Reviewed on: 25th March 2025

A Subtle App

5
A great app which subtly adds money to your savings from your bank account without you really knowing other than a notification and it really helps for a rainy day Reviewed on: 25th March 2025

Looked after well

4
Easy, clear guidelines from day 1. Excellent rates for all saving options. Never a problem. Reviewed on: 25th March 2025

Not easy to find some information on app.

3
Not easy to find some information on app. Reviewed on: 25th March 2025

Ease of use is amazing.

5
Ease of use is amazing. Great interest rates and choice of investments. Everything is fully explained and all with no pressure. Using the Chip function, I've managed to save far above what I would without Chip. Reviewed on: 25th March 2025

Very easy to use

5
Very easy to use from the app. Interest paid promptly, depositing and withdrawing money is easy too. Reviewed on: 25th March 2025

Easy to use and stress free.

5
Easy to use and stress free. Investing platform and savings are handy to have in one place, simple to connect bank account and easy to move money around from different pots. Reviewed on: 25th March 2025

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