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Chip: Savings App reviews

4.94
Based on 18,132 reviews, last reviewed 28th Mar 2025
174000% increase in 5 star reviews
in the past 90 days
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Latest highest rating:

5

Excellent services, easy to use and great interest r... Excellent services, easy to use and great interest rates. Reviewed on: 28th March 2025
Matt E's avatar
Matt E

Latest lowest rating:

1

I’m unable to sold my shares this unacceptable I’m unable to sold my shares this unacceptable Reviewed on: 21st March 2025
Saud A's avatar
Saud A

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18132)

Review of the Chip, Savings App:

Chip - Great Rates and Easy to Use

4
Chip is a user-friendly savings app that simplifies the process of setting money aside. I found the app incredibly easy to use, even for someone like me who isn't always tech-savvy. The interface is intuitive, allowing you to set savings goals effortlessly and automate deposits based on your spending habits. This feature alone makes it a standout choice for anyone looking to build their savings without much effort. Another highlight of Chip is its competitive rates. The app offers attractive interest rates on savings, which is a big plus compared to traditional savings accounts offered by banks. This can help your money grow faster than with many other savings options available. However, one area where Chip could improve is customer service responsiveness. While their service isn't bad, there were times when I wished for quicker responses to my queries. This aspect could be frustrating if you encounter an urgent issue or need assistance promptly. When closing the account to move onto a different product they never actually confirmed that it was closed - I simply couldn't log in again. It was surprising to never receive a 'thanks for your time' as an email or any form of confirmation. Overall, Chip is a strong contender in the realm of savings apps, offering ease of use and great rates that can help users achieve their financial goals efficiently. With some improvements in customer service responsiveness, it could easily become a top choice for many looking to manage and grow their savings effectively. Reviewed on: 18th March 2025

Excellent services, easy to use and great interest r...

5
Excellent services, easy to use and great interest rates. Reviewed on: 28th March 2025

Very good, easy to use. I recommend

4
Very easy to use, best interest at the time of my joining, can invest as well as use isa etc. Would definately recommend Reviewed on: 28th March 2025

Easy to move money, good rates.

5
Easy to move money, good rates. The app is easy to use. Reviewed on: 28th March 2025

Great app, great company, positive vibes

5
Great app, great company, positive vibes Reviewed on: 28th March 2025

Chip has actually helped me become a saver.

5
Chip has actually helped me become a saver. It is so easy that I don’t have to think about it and my savings pot grows. It’s helped me feel good about my finances for the first time in my life. Also I trust it, I have no concerns about it being linked to my bank account and I’ve never had any issues. Reviewed on: 28th March 2025

Very good app that's easy to use.

5
Very good app that's easy to use. Payments have been done immediately to my bank. Most important great saving rates. Reviewed on: 28th March 2025

Easy to use good rates

5
Easy to use. Good rates. Easy interface Reviewed on: 28th March 2025

Great money saving tool!

5
I have been using Chip for several years and it has been the best tool for building up savings. The interest rates are on par with the best high street banks. The app itself is extremely well made and responsive, with easy access to information. It is also updated very regularly with great features and improvements. Also it is not "pushy" or spamming my device constantly with offers etc like many similar apps. Highly recommended. Reviewed on: 28th March 2025

An easy to use and good value provider

5
I find Chip easy to use, and they offer competitive rates in a hectic market! Reviewed on: 28th March 2025

App is so easy to use and I feel is...

5
App is so easy to use and I feel is very secure Reviewed on: 28th March 2025