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Close Brothers: Car Finance reviews

Name: Car Finance
Rating: 2.03 (65 reviews)

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1.75

Based on 65 reviews, last reviewed 26th Feb 2025

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

22%

2 star

71%

Latest highest rating:

5

Always been fairly priced with good support for all... Always been fairly priced with good support for all services they offer. Reviewed on: 24th September 2024

Latest lowest rating:

1

AVOID AVOID Please avoid getting finance from this Company We bought a range rover and have finance with close brothers. We had a fault with the window, one mont... Read more Reviewed on: 26th February 2025

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About this product

Close Brothers offer car finance for both new and used cars, vans and motorbikes across the UK. If you've taken out a car finance policy, you too can leave a Close Brothers car finance review below.

Close Brothers Car Finance reviews (65)

Review of the Close Brothers, Car Finance:

Avoid they have no compassion

Wow how did this company get such a good rating, right ok let's tell the truth, i came to them two months ago and paid no problem yet they were very VERY expansive, anyway i tried to ring them two days before thr payment was due fir this month to inform them i was going to struggle to make payment on time this month as my benefits wasn't put in on time due to the job centre messing u my payment but they have done it manually and its going to take three days meaning its gonna be the 29th not 28th my payment goes in, easy you may think, but no, i tried calling on the 26th three times, first time i was on hold waiting to get through to them for 54mins then finally it got answered but someone answered and put the phone down on me, now this just really annoyed me so i tried again and 40mins went by and because i had an appointment with my psychiatrist i had no choice but to end the call but i try again two hours later hoping it would be quieter, this being 430pm, but nope, how nieve i was,43mins went by but i lost reception so had to give up, so next day comes (27th) and yet the same thing, on hold for 46mins before i had to give up and go to my hospital appointment for my cancer appointment, so after i got out of here i tried again but i jut couldn't handle the stress at this point and gave up after 34mins, after receiving bad news i just couldn't have handled it. Anyway 28th comes and i ring them to beg for them to take it on the 29th but after 40odd mins i finally hear a voice, not one i could have hoped for but still a person, i explain my situation and he said ti me nope thair isn't anything we can do you have to pay your £49 plus a £30 late payment fee, baring in mind it was the same day he still said even if i pay it today the day it was due I still have to pay the £30 charge, so i explain ti him that I'm on benefits and i only get 610 a month 500 of which goes on rent leaving me with £110 to pay insurance and electric,gas and food but he just wouldn't budge saying he wouldn't take the charge off even this once and when i asked to speak to a manager he said that they wouldn't take it off ether so it's pointless, he then went on to basically say that if i want to change insurance and finance company i could, now remember this is the final pay before Xmas so they are willing to take all my money off me which would leave me having to go to a food bank fir my Xmas dinner, which i wouldn't be able ti do due ti my mental health anyway, ive got suicidal depression which has been made worse with this and its really pushed me over the edge and when come to kill myself ill make dam sure they get the credit it the news papers for it, i mean what does this £30 pay for, ive had no emails calls texts or letters infavt it was only by chance i found out, so it ain't that, so be carful with them everyone if your cash goes in late and they try to take it expect a £30 charge on top even the same day without warning, they are willing to throw away a £600premium fir the sake of £30 and lose a customer plus whoever reads this and finds out what they are really like when u need help and do u know he even tried to get me to fob the payment off on someone else to pay it now I'm pretty sure they can't do that and ill see be going to the press about my problems here just mark my words, thair should legally be a time scale in which you have to pay a dept if you miss it before they can charge like 24-48hours like America do meaning it gives people a chance if something goes wrong like most insurance companies do but not close brothers nope its like a set up to fail situation, so avoid at all costs everyone, this probably won't even get a reply anyway, look at thr other review websites and see for yourself merry Xmas everyone i hoe you have a better one then I'm gonna have starving freezing no electric or gas Reviewed on: 30th November 2019

Bad

I am really disappointed with profesionalism of this company. There works by a bunch of claunes and not a professional. One person wrote back to an email where he was not helpful at all, I waited more than 30 minutes to the phone call, without an answer. This should not treat your clients. Please do not read the highest ratings because they write their employees. I will write everywhere and warned against this company, I regret that I decided to do it Reviewed on: 15th May 2023

not regulates , total fraud

Warning these guys are not egulated by the FCA! Any misconduct you wll not be able to report them. They illegaly set up a direct account to access my account without me agreemin their terms . when I reported it They saiD you can go to the FCA, but they will not have our approval to investgate. Shocking ! Reviewed on: 30th April 2023

No issues, smooth running

I had the chance to experience close brothers car finance over the past 7 months and had no issues. Customer service spot on also getting information over the phone was efficient on their side. Would I use them again probably not due to the circumstances I was in at the time and needed a new car for job. Reviewed on: 2nd February 2023

DO NOT USE THIS COMPANY !!!

Honestly the biggest shambles of a company ever experienced !| Made a formal complaint regarding the car we had taken finance out on as it had broken down / engine was in smoking and multiple other things over four times in the first six weeks of owning the car. Michele Taylor from Close brothers "head of complaints" apparently !!!! Was honestly the most unhelpful person I have ever met, SEVEN MONTHS later I am still chasing her. She avoids phone calls, no response to emails, when you do get hold of her she makes ridiculous excuses non of which solve the fact that I am paying for a car I cannot use !! STILL we have no solution. I wouldn't touch this finance company with a barge pole !!!!!!! Still waiting for a call back eight months later. DIO NOT USE THIS COMPANY !!! Reviewed on: 11th January 2023

Just stay away

If you see your finances is arranged by closed brothers, take a step back and save your time. Creeds people ever. They will soon learn their lessons. Reviewed on: 7th January 2023

Very bad beware

DO NOT EVEN THINK To go finance with… DO NOT EVEN THINK To go finance with them . My case still on since 20th September 2022 The bike I bought brand new under the finance .finally they found out it’s a problem of point of sale after two months .even as they know and told me that they liable For give me fully refund ,but now still telling me the stories and and keep taking direct debit since then . Really bad company .i will go to ombudsmen as well ,also they conform ,they should not do what they doing to me right now . PLEASE PLEASE DO NOT TRUST THIS COMPANY . i will review every where I can Reviewed on: 19th December 2022

Avoid!!!

AVOID!!!AVOID!!!AVOID AVOID!!!AVOID!!!AVOID Worst company EVER Be careful with his terms and conditions/ cancel policy ,before to get insurance with this company.They charge me almost £200 after canceling my policy because my car was sell for a scrap For another car I use CUVA there is no outstanding balance if you cancel your policy Be aware Reviewed on: 8th November 2022

Number Plate Change

Charging £25 administration fee to amend the registration number on the agreement is nothing short of a rip off. Reviewed on: 8th November 2022

Missed payments

Sorry reading reviews about pandemic an them not giving a break in payments sorry but dont use car dont use what u cant afford. Iv had good experience with close brothers at end of day if someone owed u money would u excuse payments cos of pandemic no u wouldn't. Iv missed payments myself through financial difficulties not saying it dont happen but iv paid the 30 pound an believe me am not rich so 30 pound alot but rather pay 30 then drive without insurance. Or dont drive at all. U have credit agreement to read before u sign did rent/mortgage/gas/leccy/food stop cos of pandemic no so dont take a bill on Reviewed on: 7th November 2022

Scams to deny my right to cancel within 14 days - Avoid - Avoid

Having tried to finance my car Insurance, Close Brothers gave me a scheduled payment dates but having read the small print they tried to stick over £200 extra charges. They deny my right by law to cancel within 14 days by using Loop-Holes and Technicalities. I would rather than using Close Brothers. Avoid --Avoid unless you like to get ripped off. Reviewed on: 14th October 2022

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