Write a review

Go to business site

Close Brothers: Car Finance reviews

Name: Car Finance
Rating: 1.57 (70 reviews)

View other Close Brothers products

1.57

Based on 70 reviews, last reviewed 13th Apr 2026

No new 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

20%

2 star

75%

Latest highest rating:

5

Always been fairly priced with good support for all... Always been fairly priced with good support for all services they offer. Reviewed on: 24th September 2024

Latest lowest rating:

1

I would not recommend this company even to a donkey. I would not recommend this company even to a donkey. Very bad in customer service relations, very bad in providing accurate information and response. ... Read more Reviewed on: 13th April 2026

Read all reviews Write a review

About this product

Close Brothers offer car finance for both new and used cars, vans and motorbikes across the UK. If you've taken out a car finance policy, you too can leave a Close Brothers car finance review below.

Review Close Brothers: Car Finance now

Help others make smarter decisions by sharing your own experience.

Write a review

Close Brothers Car Finance reviews (70)

Extremely poor

Extremely poor customer service Extremely poor customer service. I decided to cancel my agreement within the first 14 days and clear the balance (as I'm legally and contractually able to do without penalty) however, Close Brothers decided that they would charge this penalty anyway. It's been almost 3 months now and still no further forward. Not one email has been replied to and I have had calls from numerous people in complaints who have been calling me back for almost 2 weeks....never happened. Today I got another holding email saying they hope to have this rectified within the next month. THAT WILL BE 4 MONTHS TO REFUND SOMETHING THEY SHOULD NEVER HAVE CHARGED. Imagine if this was the other way around..... I would have additional interest, late charges and potentially a CCJ. If this is not rectified by Friday 7th June, I will go to the Financial Ombudsman with all of my emails trails. Luckily, I put everything in writing about wishing to exit the agreement within my 14 days and it was sent on day 12 and paid in full. So glad I decided against the car finance now and got out of the agreement in time... Especially after reading how much they are currently being fined for misleading customers with car finance. Very poor and unprofessional Reviewed on: 5th June 2024

Avoid these con artists!

Financed a car for my elderly, disabled mother and it’s not road worthy, in fact it’s dangerous. Timing chain, head gasket and leaking oil all over the brakes and onto the engine and floor to name but a few issues. Had the car assessed at 2 garages and both have said it needs a complete engine rebuild and is not safe to drive. Close brothers finance took 3 months to arrange with the dealer to have the car back to repair and it’s come back with more issues than it left with. The dealer is a very unpleasant man and clearly a con artist, his online reviews are absolutely dire, a finance company shouldn’t even be working with this “trader” at all. Now the car is back and deemed dangerous close brothers are ignoring my elderly mothers calls at all costs and have offered no help at all. This car needs rejecting and a replacement found. My next call is to trading standards and the financial ombudsman in regards to both close brothers and the original dealer to try and get this dealt with. Reviewed on: 19th April 2024

Very unprofessional service from Close Brothers don'...

Very unprofessional service from Close Brothers don't have corporate ethicks Lorraine from Complain team has least experience to handle customer, Close Brothers Motor Finance poor managment system cant be trusted at all. also they have all dodgy dealers, broker plus support all dodgy car dealer she will go at any label for her greed. a finance to purchase a BMWX5 YC65TZM on 21/2/24 car was with full of serious fault 1. Drivetrain Engine Failure 2. Brocken suspension 3. Break does not work at all I inform her and rejected this car on 23/2/24 within 3 days of purchase close brother Lorraine refuse to listen to me even force me to take that faulty car I have requested her to inspect or arrange the repair evidence bill receipts etc she just bang phone on my face, after 3 weeks I have collect the vehicle on 20/3/24 again on 25/03/24 the same fault Drivetrain and poor Breaks I have send all evidence audio, Video and emails but still to close brothers finance and dodgy broker choose my finance or choose my car they simply refuse to cooperate. Very unprofessional attitude I am not sure what was their personal interest on forcing me to buy this car else in UK as per law if there is fault in the vehicle can reject within 6 months but they force me all the way to collect this car now I have collected the car and sent it to BMW main Dealer to inspect the car. I was socked when I got the report from BMW there are more than 8 serious faults including drive train, main battery does not work attached mileage wise fault on the top of that I have not even received V5C after 5 Weeks. this was very disappointing for a customer the dealer, broker and the finance company does not cooperate at all I spent another £2000 on my taxi bills etc which is they have to compensate, to get fair justice in the UK now I am seeking legal advise to sue all of them for selling faulty vehicle, forcing customer to drive a faulty car and mental harassment from last 6 weeks. Reviewed on: 28th March 2024

DO NOT BUY

***DO NOT BUY****DO NOT BUY***** My daughter bought a Mini in August 2022. Within 2 weeks the engine warning light came on and was immediately taken back. The mechanic turned the light off, said what caused it and advised he'd know what the cause was if it happened again! The car then broke down on a dark, November evening. Luckily, just after driving through lanes. The RAC said it wasn't safe to drive and towed it to Tiley's. After 'repairing' it the car broke down again within weeks. The car was unsafe, not fit for purpose, DANGEROUS! The attitude of the Owner when speaking to women is disgusting. A condescending, chauvinistic person. He was very friendly to my Husband! My daughter raised a complaint to REJECT the car. Part finance through Close Brothers meant that they organised an Independent review. After a very short drive the conclusion was there were no faults. On subsequently looking at reviews online it would appear they act in favour of the requestor. The car was taken to a Mini dealership at her own expense, where multiple faults were found. The complaint was taken to the Ombudsman and was upheld. Over a year after purchasing the car was collected and a full refund plus compensation was given. If you have already purchased a car please look to REJECT the car as is your Consumer right. If you haven't purchased, STOP!! DON'T BUY A DANGEROUS, COSTLY VEHICLE. Reviewed on: 22nd February 2024

Avoid like the plague

I've been waiting over 3 months for Close Bros to approve a repair on my vehicle. Their call system is atrocious, I've typically been waiting to speak to a call handler for between 1 to 3.5hrs. When they do answer and aren't able to transfer my call, I request a callback for a claims handler or manager but they don't have the decency to return my call. If you can get finance with another company, please do. You'll save yourself time, stress and hassle. Horrendous customer service Reviewed on: 18th January 2024

Motor finance

Was recommended to use close brothers to finance a motorcycle. It’s started off well they called to check up everything was ok and ensure everything was in order for me. No problem When it came to the first month payment, just before they realised the agreement was wrong so filled out a new one, I told them the sort code was wrong so I can’t sign it, this was then corrected over the phone with them and was told it was all sorted, payment day came and I got a message saying I owe them the first payment, I called moments later to find out they never changed the back details, and they took them again to get the first payment. I was told this is going to affect my credit rating. Next month comes, same problem. And I was told this will affect my credit rating again. Then I paid with that exact card. I went finance to make my life easier, it’s not. They have ruined my credit rating so I hope this ruins theirs. Reviewed on: 1st November 2023

Finance

Helpful and a quick return have use close brothers a few times Reviewed on: 17th September 2023

Car

Paid of my 5 year hp with you in May this year pleased with the company would love to get another car with you Reviewed on: 13th September 2023

Car insurance

I felt as though they penalised me because of my financial circumstances, I needed to insure my car urgently, the best they could offer me was £206.00 p/m and £1000 excess! Which is ridiculous. I hoped and prayed I would not have to make a claim! I did have to, I was informed that I would have pay the excess, they would arrange for the car to be repaired but they would hold onto the car until it was paid! It was a lot cheaper to get the work done myself! Reviewed on: 10th September 2023

Excellent value

Possibly happy due to getting finance arrangement pre price gouging but happy with the arrangement and access to statements Reviewed on: 22nd August 2023

Do you have a different Close Brothers product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Car Finance
from RateSetter 4.96 from 308 reviews
Car finance
from Car Finance 247 2.11 from 16 reviews
Motor finance
from Tandem 5.00 from 6 reviews

Want to see more from Close Brothers?

Investments
from Close Brothers 4.76 from 52 reviews
Business Loans
from Close Brothers 3.24 from 7 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub