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Emma: Savings App reviews

4.86
Based on 3,550 reviews, last reviewed 29th Jan 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
12%
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1%
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0%
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Latest highest rating:

5

The Money Management App You Actually Enjoy Using I've been using Emma to manage my finances, and it’s been a game-changer. It connects all my accounts, tracks recurring payments like car insurance an... Read more Reviewed on: 29th January 2025
Giuliano F's avatar
Giuliano F

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

Emma Savings App reviews (3550)

Review of the Emma, Savings App:

Best app to keep track of all your accounts and spendings

5
Emma is an amazing app, with a great user experience and overview of all your current and savings accounts, credit cards and investments (currently only crypto wallets and robo-advisors) and their respective transactions. Aside the overview it also offers really useful statistics and reports, including subscriptions and paydays. I strongly recommend the app. Especially if you're the kind of person that's able to watch and manage your money alone, or simply dislike chatbots, without a "smart assistant" like Cleo etc. this app should be your choice. But also I have to say that I don't think the paid subscription is worth the money, yet. Especially because manual accounts currently can be set to their current amount, no transcations or anything. Reviewed on: 25th January 2019

Great app

5
Helps keep track of spending and makes budgeting/saving easier Reviewed on: 5th April 2023

Great app to manage your finance

5
I like Emma, it is a good value for the money and the app is really easy to use Reviewed on: 5th April 2023

Good app to start your budgeting

5
Good insights of budgeting! Friendly and reporting is good as well. Reviewed on: 5th April 2023

Great bank

5
The app is amazing and helps me to keep track of savings, expenses and investments. Reviewed on: 5th April 2023

Helped me save like a pro

5
Emma has helped me to save towards my solo travelling trip around Europe, by helping me keeping track of my spending and expenses. Reviewed on: 5th April 2023

Really good!

5
amazing to keep track of your accounts Reviewed on: 5th April 2023

smart and powerful

5
statistics and data visualization are what i use the most Reviewed on: 5th April 2023

The best personal finance app. Period

5
Emma was the VERY FIRST app truly compliant with Openbanking and since the early days of the first partnership with Monzo has grown and is now THE reference for anyone else. Awesome customer care, flexible plans and still a great bunch of features in the free version. Reviewed on: 5th April 2023

Outstanding app

4
Lovely little app would recommend Reviewed on: 5th April 2023

emma

5
emma is a really good saving app i would recommend it to anyone Reviewed on: 5th April 2023