Smart Money People Logo

Emma: Savings App reviews

4.86
Based on 3,550 reviews, last reviewed 29th Jan 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
12%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The Money Management App You Actually Enjoy Using I've been using Emma to manage my finances, and it’s been a game-changer. It connects all my accounts, tracks recurring payments like car insurance an... Read more Reviewed on: 29th January 2025
Giuliano F's avatar
Giuliano F

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

Emma Savings App reviews (3550)

Review of the Emma, Savings App:

It makes banking easily. I can effortlessly keep track of my spending.

5
I have been using Emma for the past few months to track my finances, and I am very impressed with the app's features and functionality. The app is incredibly user-friendly, and I was able to start tracking my expenses and income with ease. One of the best features of Emma is its ability to categorize expenses, which makes it easy to see where my money is going each month. The app also provides detailed reports and visual graphs, which have helped me better understand my spending habits and make adjustments where necessary. Another great feature of the app is the ability to set financial goals and track progress towards them. I find this to be incredibly motivating and have been able to make positive changes to my finances as a result. The app's customer service is also excellent. I had a question about a specific feature, and the support team was quick to respond and provided clear and helpful information. Overall, I highly recommend Emma for anyone who wants to better understand and manage their finances. It is an excellent app that is well-designed, easy to use, and has helped me to be more financially responsible. Reviewed on: 15th February 2023

Yes

5
Amazing perfect just what you need Reviewed on: 5th April 2023

Very very easy

5
Emma is both user friendly and unobtrusive. It collects and displays all necessary data in an easy to understand way and helps me automatically keep track of my spending. Emma is great for warning you when you've exceeded your budget and telling you to slow down! Reviewed on: 5th April 2023

One of the best saving apps around.

5
I have a lot of different bank accounts so finding Emma has been a life saver, in managing them all. I also like the fun personal touches it provides to make looking at the 'not so healthy' part of my accounts more bearable Reviewed on: 5th April 2023

Love It!

5
There are a few apps out there that allow you to link in bank and credit card data to build up an overall picture of your finances. Yes there are still things to improve, but they listen and everything gets addressed quickly. Did I say I love it? Reviewed on: 5th April 2023

Managing your money, £ by £, effortlessly

5
Really neat app giving useful nudges. Helpfull not intrusive. Reviewed on: 5th April 2023

Emma Review

5
Well rounded financial app suited for massive upside. Reviewed on: 5th April 2023

Brilliant

5
So simple to use and very informative Reviewed on: 5th April 2023

Emma App is brilliant

5
Easy to use. Easy to understand where you are. Love it. Reviewed on: 5th April 2023

Great savings and budgeting app

4
Been using Emma for a few years now, it's a great app for keeping track of financials, including budgeting your month and finding areas to cut down costs. The UX is very intuitive and the UI is one of the cleanest I've seen in a long time. There are a few features I'd personally use that are behind a pay wall such as configurable categories - which I don't think is worth the extra cost but is definitely an option for anyone who wants extra personalisation. Reviewed on: 5th April 2023

easy to use yet limited choices

4
Overall its a convenient app however not enough stock to choose from. Had problem with plum card as it never arrive Reviewed on: 5th April 2023