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Emma: Savings App reviews

4.86
Based on 3,549 reviews, last reviewed 23rd Aug 2024
100% decrease in 5 star reviews
in the past 90 days
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Latest highest rating:

5

A game changing finance app Emma Finance App has been a game changer for managing my finances. Regular payment reminders ensure I never miss a bill, and spending reports help me ... Read more Reviewed on: 23rd August 2024
Negar Farrokhzad 's avatar
Negar Farrokhzad

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

Emma Savings App reviews (3549)

Review of the Emma, Savings App:

Best app to keep track of all your accounts and spendings

5
Emma is an amazing app, with a great user experience and overview of all your current and savings accounts, credit cards and investments (currently only crypto wallets and robo-advisors) and their respective transactions. Aside the overview it also offers really useful statistics and reports, including subscriptions and paydays. I strongly recommend the app. Especially if you're the kind of person that's able to watch and manage your money alone, or simply dislike chatbots, without a "smart assistant" like Cleo etc. this app should be your choice. But also I have to say that I don't think the paid subscription is worth the money, yet. Especially because manual accounts currently can be set to their current amount, no transcations or anything. Reviewed on: 25th January 2019

Money anxiety

5
Emma was recommended to me by someone and it has really transformed my life in a very small but actually meaningful and significant way. While I’ve never been “bad” with money, I had built up a tremendous amount of anxiety over money. I would never check my bank balance but simply wait for the text that would say I was overdrawn. And if that hadn’t come before payday then great. Having Emma and the daily balance notification was the first step to helping me have less fear. The second step was actually looking at the breakdown/spending categories. This feature is so smart. And having this is quite simply the easiest way to track your spending and what you can maybe spend less on! With quite literally zero effort. I know the app is at its optimum utility when synced with credit cards to track overall spending. I will definitely be relying on it when I get my credit card. This is overall a great app and I couldn’t recommend it enough - money anxious or not, it can help in many ways. Reviewed on: 11th April 2023

Great app

5
I have been using EMMA for a couple of years. It is by far the best APP for personal finance. Reviewed on: 11th April 2023

Best personal finance app

5
Emma truly allows you to get a 360 view of your finances by leveraging Open Banking tech to connect and manage all your assets in one place. Bonus points for UI Reviewed on: 11th April 2023

Travel More with Emma

5
Emma is the best saving app ever - it helped me save up to £500 last year which contributed directly to my travel fund! Reviewed on: 11th April 2023

Nice money management app

5
Nice app with lots of helpful features for staying on top of your finances such as budgeting and analytics tools, ability to categorise and add notes to your transactions, and ability to search transactions. Reviewed on: 11th April 2023

Great site for keeping track of you budget

4
A great app to keep track of you budget. Only down side i have if that one of my main banks isn't supported. Reviewed on: 11th April 2023

Very useful app

5
Emma has really helped us track our spending. Great app and would recommend using it, especially in the current economic environment. Reviewed on: 11th April 2023

Amazing

5
This is amazing highly recommended Reviewed on: 11th April 2023

How it is

4
It's a great and easy app to use Reviewed on: 11th April 2023

Absolutely fantastic

5
Absolutely brilliant saved so much money while using Emma Everyone should be using it Reviewed on: 10th April 2023