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Emma: Savings App reviews

Name: Savings App
Rating: 4.86 (3552 reviews)

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4.86

Based on 3,552 reviews, last reviewed 3rd Apr 2025

300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

12%

Latest highest rating:

5

Great financial app with high functionality Never had any issues with the app and love the fact that it's smooth and has lots of features to take advantage of. Especially useful the subscription... Read more Reviewed on: 3rd April 2025

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

Emma Savings App reviews (3552)

Review of the Emma, Savings App:

Everything in one place

You can see all your finances and all your money and all your investments and all your debts in one place. You can drill down and get reports and the interface is easy and intuitive. The developers are always improving things, releasing new functionality and are very responsive. Reviewed on: 25th March 2023

Best Banking App for Budgeting

easy, cool, understandable, with great features other apps don’t compare. Reviewed on: 13th April 2023

So helpful and creative!

I love the opportunities this app gives me, lots of options to choose from and tailored to your needs. Reviewed on: 12th April 2023

Helped me turn my life around.

Long story short, Emma exposed to me my poor spending habits. Since then I’ve managed to save and invest more, go on a holiday, and soon I’ll be able to buy my first car outright thanks to Emma. Life changer Reviewed on: 12th April 2023

Money anxiety

Emma was recommended to me by someone and it has really transformed my life in a very small but actually meaningful and significant way. While I’ve never been “bad” with money, I had built up a tremendous amount of anxiety over money. I would never check my bank balance but simply wait for the text that would say I was overdrawn. And if that hadn’t come before payday then great. Having Emma and the daily balance notification was the first step to helping me have less fear. The second step was actually looking at the breakdown/spending categories. This feature is so smart. And having this is quite simply the easiest way to track your spending and what you can maybe spend less on! With quite literally zero effort. I know the app is at its optimum utility when synced with credit cards to track overall spending. I will definitely be relying on it when I get my credit card. This is overall a great app and I couldn’t recommend it enough - money anxious or not, it can help in many ways. Reviewed on: 11th April 2023

Great app

I have been using EMMA for a couple of years. It is by far the best APP for personal finance. Reviewed on: 11th April 2023

Best personal finance app

Emma truly allows you to get a 360 view of your finances by leveraging Open Banking tech to connect and manage all your assets in one place. Bonus points for UI Reviewed on: 11th April 2023

Travel More with Emma

Emma is the best saving app ever - it helped me save up to £500 last year which contributed directly to my travel fund! Reviewed on: 11th April 2023

Nice money management app

Nice app with lots of helpful features for staying on top of your finances such as budgeting and analytics tools, ability to categorise and add notes to your transactions, and ability to search transactions. Reviewed on: 11th April 2023

Great site for keeping track of you budget

A great app to keep track of you budget. Only down side i have if that one of my main banks isn't supported. Reviewed on: 11th April 2023

Very useful app

Emma has really helped us track our spending. Great app and would recommend using it, especially in the current economic environment. Reviewed on: 11th April 2023

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