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Emma: Savings App reviews

Name: Savings App
Rating: 4.86 (3552 reviews)

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4.86

Based on 3,552 reviews, last reviewed 3rd Apr 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

12%

Latest highest rating:

5

Great financial app with high functionality Never had any issues with the app and love the fact that it's smooth and has lots of features to take advantage of. Especially useful the subscription... Read more Reviewed on: 3rd April 2025

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

Emma Savings App reviews (3552)

Review of the Emma, Savings App:

Very useful to see overviews and spending trends

As title says, I use it say to say to see my spending trends and predictions Reviewed on: 4th April 2023

Overall a brilliant app

Easy to use and helps drive actions. Reviewed on: 5th April 2023

Great to help tracking spend

Emma is a central piece of my day to day life, allowing me to get better understanding of my spending and therefore my savings! Reviewed on: 5th April 2023

Perfect

A great app to track your financial daily. I use it a lot and recommend it. Reviewed on: 5th April 2023

Easy to use, but too many notifications

Was recommended it by a friend, and it is great to see when recurring payments are coming out and how much I am spending on food shops Reviewed on: 5th April 2023

I've recommended Emma to everyone!

Emma is the first budgeting app which requires little effort and is extremely useful. It brings together all of your banks (including AMEX!) seamlessly, and helps you manage spending in real-time. I love the bar chart for income vs spending, as well as the ability to categorise expenses across bank accounts. Great app and I use it every day. Reviewed on: 5th April 2023

Revolutionary

It Just makes sense. It helps understand your money patterns and how to manage it better. Reviewed on: 5th April 2023

Emma is like Cinderella s Fairy Godmother

I shouldn’t have started with that review title as I could be misleading. NOT. EMMA IS EXACTLY THAT! Tells me exactly how much I have spent at Starbuck in apologetic frappuccinos to my girlfriend after our arguments (even though I am the one sleeping on the iron cast sofa- it was the first invented sofa) Gives me a quick thorough reports of my finances from the incomings (which are always like Luther Vandross’ song: Never Too Much) and outgoings (wait why am i playing so much for Disney Plus? - I am single-handedly financing the new Mandalorian season) plus giving me a well calculated forecast of my month so I can plan my finances while putting money aside (new sofa for example). Is there something else Emma could do? Maybe send weekly massage vouchers to me to help relieve my back aches (did I mention the sofa?) but that’s absurd. Emma is already everything and beyond. On a serious note, Emma has made me more financially mature and I am very grateful for that. Can never recommend it enough to my friends and family (in fact they all have it)! Reviewed on: 5th April 2023

Great for your financial health

I love the premise of the app (and mainly its execution). It's great to be regularly updated on your financial position in a one-stop-shop. It's just a shame that some of the more, what I consider, fundamental functions (such as custom labels/categories for expenditure and income) are restricted to subscribing users. Reviewed on: 5th April 2023

simple and free... full of features: best way for visibility across accounts.

I have been using EMMA for over a year now, and it is a great companion app... i am finally on top of my various accounts and outgoings. The free version is already great, i m now considering the upgrade for the quality of life features. thanks EMMA! Reviewed on: 5th April 2023

The best saving

This app has helped me saved for driving lessons Reviewed on: 5th April 2023

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