Write a review

Newsletter

Go to business site

Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

View other Emma products

4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

67% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

Read all reviews Write a review

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

Review Emma: Personal finance app now

Help others make smarter decisions by sharing your own experience.

Write a review

Emma Personal finance app reviews (3559)

Useful and easy to use app.

Emma is a useful and easy to use app that helps me save money as well as manage my finances Reviewed on: 5th April 2023

A must have to take charge of your finances

Easy to use, Functional and practical. Reviewed on: 5th April 2023

Best financial app

Helping me to know what I have been spending Reviewed on: 5th April 2023

Excellent App to Improve your Credit Score

one of the best available in the market, Reviewed on: 5th April 2023

Already recommended to all my friends

It's a beautiful app. Gives me updates of my money every day and keeps my budget in check. The fact that I recommended it to all my friends speaks for the review. Reviewed on: 5th April 2023

Great app

I've been using it for ages and it's always helpful Reviewed on: 5th April 2023

Great way to save

Really helpful app, a great way to help you save money Reviewed on: 5th April 2023

Great to keep track of where your money goes!

It’s great to keep track of where your money goes, although it would be nice if there were pots you could put your money into for savings :) Reviewed on: 5th April 2023

Very Useful Application

I love Emma for the fact that it helps you to have a tracking on your expenses and it's an excellent money management tool. Reviewed on: 5th April 2023

Massive help!

Emma is such a massive help when it comes to budgeting, knowing how much I have in my account and knowing how much I’m spending! Genuinely would recommend Emma to everyone Reviewed on: 5th April 2023

Do you have a different Emma product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

App
from Kroo 4.76 from 2541 reviews
Your Juno Personal Finance
from Your Juno 4.06 from 1 reviews
Cashback account
from Cheddar 4.65 from 1686 reviews

Want to see more from Emma?

General investment account
from Emma 0.00 from 0 reviews
Stocks and shares ISA
from Emma 0.00 from 0 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub