Write a review

Newsletter

Go to business site

Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

View other Emma products

4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

67% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

Read all reviews Write a review

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

Review Emma: Personal finance app now

Help others make smarter decisions by sharing your own experience.

Write a review

Emma Personal finance app reviews (3559)

Good

Emma changed my life and made budgeting so much easier Reviewed on: 5th April 2023

Brilliant banking app

Emma is a fantastic banking app that provides users with an intuitive and user-friendly interface to manage their finances. With Emma, you can connect all of your bank accounts in one place, which makes it easy to keep track of your spending, savings, and investments. One of the best things about Emma is its ability to categorize your spending, so you can see exactly where your money is going. This feature is especially helpful if you're trying to stick to a budget, as it can help you identify areas where you might be overspending and make adjustments accordingly. Another great feature of Emma is its ability to help you save money. The app can analyze your spending habits and suggest areas where you can cut back to save money. Additionally, Emma can help you set savings goals and track your progress towards them, which is a great motivator for anyone who wants to build up their savings. Overall, Emma is a fantastic banking app that is well worth checking out. Its intuitive interface, helpful features, and ability to connect all of your accounts in one place make it a must-have for anyone who wants to take control of their finances. Reviewed on: 5th April 2023

Emma has massively increased my financial awareness

This all-in-one financial planning and budgeting app has saved me! Its incredibly user friendly and helps me track my spending with notifications, as someone with ADHD that makes all the difference to curb my impulsive buys. Reviewed on: 5th April 2023

5 stars!

Emma has helped me keep track of all my outgoings and stopped me continuously going into my overdraft, great app! Reviewed on: 5th April 2023

Amazing

So useful for every day life. Would highly recommend Reviewed on: 5th April 2023

Very helpful

Very useful to help manage your money. Reviewed on: 5th April 2023

Changes how you think about your finances

Emma is versatile, easy to use yet packed with features, and doesn't feel like consulting with a stuffy financial manager. Since using Emma, keeping track of my outgoings and budgeting has been much easier, with almost immediately noticeable response Reviewed on: 5th April 2023

Overall a brilliant app

Easy to use and helps drive actions. Reviewed on: 5th April 2023

Great to help tracking spend

Emma is a central piece of my day to day life, allowing me to get better understanding of my spending and therefore my savings! Reviewed on: 5th April 2023

Perfect

A great app to track your financial daily. I use it a lot and recommend it. Reviewed on: 5th April 2023

Do you have a different Emma product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payment Services
from IFX Payments 4.35 from 8 reviews
App
from Kroo 4.76 from 2541 reviews
Payments
from OhentPay 2.54 from 26 reviews

Want to see more from Emma?

General investment account
from Emma 0.00 from 0 reviews
Stocks and shares ISA
from Emma 0.00 from 0 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub