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Emma: Savings App reviews

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4.86
Based on 3,552 reviews, last reviewed 3rd Apr 2025
50% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
12%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great financial app with high functionality Never had any issues with the app and love the fact that it's smooth and has lots of features to take advantage of. Especially useful the subscription... Read more Reviewed on: 3rd April 2025
Karina's avatar
Karina

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
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JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3552)

Helps me keep on track

5
Managing my personal finances is tricky and I have for years tried and struggled with spreadsheets and the now defunct Microsoft Money. The tools in Emma are simple to use and help me budget easily. I like the fact that it automatically categorises my expenditure and the accuracy is good. Whilst my banking app does the same, my credit card doesn't and managing all of my spend in one place makes life a whole lot easier. It was because of the tips in Emma that I identified areas where I was overspending, especially on subscriptions (standing orders/direct debts) and managed to reduce my outgoings. It also prompted me to get my pension sorted out which means I now have a clear view of my retirement plan. Overall, an excellent app and a sound investment. Reviewed on: 5th April 2023
Jamie Mitchell's avatar
Jamie Mitchell

Great App!

5
Emma is so easy to use and it helps me keep a firm eye on my finances - which I definitely need! Reviewed on: 5th April 2023
Kay Adeoye's avatar
Kay Adeoye

Thank you

5
This app has helped me separate my money to save Reviewed on: 5th April 2023
ewan salisbury's avatar
ewan salisbury

Useful and easy to use app.

4
Emma is a useful and easy to use app that helps me save money as well as manage my finances Reviewed on: 5th April 2023
Kevin Wadham's avatar
Kevin Wadham

A must have to take charge of your finances

5
Easy to use, Functional and practical. Reviewed on: 5th April 2023
Joachim Tan's avatar
Joachim Tan

Best financial app

5
Helping me to know what I have been spending Reviewed on: 5th April 2023
Andy Kwasi Hene-Boaitey 's avatar
Andy Kwasi Hene-Boaitey

Excellent App to Improve your Credit Score

5
one of the best available in the market, Reviewed on: 5th April 2023
Piyush Vanraj's avatar
Piyush Vanraj

Already recommended to all my friends

5
It's a beautiful app. Gives me updates of my money every day and keeps my budget in check. The fact that I recommended it to all my friends speaks for the review. Reviewed on: 5th April 2023
Sanjana Alva's avatar
Sanjana Alva

Great app

5
I've been using it for ages and it's always helpful Reviewed on: 5th April 2023
Joshua 9999's avatar
Joshua 9999

Great way to save

4
Really helpful app, a great way to help you save money Reviewed on: 5th April 2023
Leena I Bibi's avatar
Leena I Bibi

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