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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

67% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Great saving app

Easy to use and nice UI to let me used to add expense everyday Reviewed on: 5th April 2023

Convenient to the obsession

Emma's a great app to track my expenses, with just one click they were pulled and put into information I could actually use. It saves me from hours of Excel tracking my expenses, especially since I usually struggle remembering what this or that spend was for. Reviewed on: 5th April 2023

Great for tracking budgets!

I use the free version of Emma, and the budget setting features are fantastic. Emma helps me know how much I'm spending and where, which helps me cut down my overall expenditure and save. Reviewed on: 5th April 2023

Brilliant app

Very useful to me and getting on top of my finances. It’s been useful to know my financial position across all 4 of my accounts and help me to recover from debts. Reviewed on: 5th April 2023

Best Money App

One of the best app to monitor the finances Reviewed on: 5th April 2023

Amazing!

Emma has helped me budget and save more money than ever before. Reviewed on: 5th April 2023

Good app, probably best in category, some annoying features

Probably the best app offering this type of service. Smart categorisation. Some annoying and obtrusive ad features. Reviewed on: 5th April 2023

Banking the way it should be!

Love the numerous features; easy to navigate. aND I LOVE THE WEEKLY QUIZ GAME TOO! Reviewed on: 5th April 2023

Good tracker

Liked it very much gave me good insight Reviewed on: 5th April 2023

really helpful

really good app. really helps me see what I'm spending month to month and helps me track what I'm need to cut down my spending on, I really like the group payment as me and my sisters often split payments for birthdays etc and it's really helpful to use that! Reviewed on: 5th April 2023

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