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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
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1%
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0%
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Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Great saving app

4
Easy to use and nice UI to let me used to add expense everyday Reviewed on: 5th April 2023
Tammy Tam's avatar
Tammy Tam

Convenient to the obsession

5
Emma's a great app to track my expenses, with just one click they were pulled and put into information I could actually use. It saves me from hours of Excel tracking my expenses, especially since I usually struggle remembering what this or that spend was for. Reviewed on: 5th April 2023
Thu-Van Ly's avatar
Thu-Van Ly

Great for tracking budgets!

4
I use the free version of Emma, and the budget setting features are fantastic. Emma helps me know how much I'm spending and where, which helps me cut down my overall expenditure and save. Reviewed on: 5th April 2023
Alana Horne's avatar
Alana Horne

Brilliant app

5
Very useful to me and getting on top of my finances. It’s been useful to know my financial position across all 4 of my accounts and help me to recover from debts. Reviewed on: 5th April 2023
Dominic Watts's avatar
Dominic Watts

Best Money App

5
One of the best app to monitor the finances Reviewed on: 5th April 2023
ponkarthikkumarr's avatar
ponkarthikkumarr

Amazing!

5
Emma has helped me budget and save more money than ever before. Reviewed on: 5th April 2023
Jessica Morley's avatar
Jessica Morley

Good app, probably best in category, some annoying features

4
Probably the best app offering this type of service. Smart categorisation. Some annoying and obtrusive ad features. Reviewed on: 5th April 2023
Dylan H-S's avatar
Dylan H-S

Banking the way it should be!

5
Love the numerous features; easy to navigate. aND I LOVE THE WEEKLY QUIZ GAME TOO! Reviewed on: 5th April 2023
S's avatar
S

Good tracker

5
Liked it very much gave me good insight Reviewed on: 5th April 2023
Thomas Wallen's avatar
Thomas Wallen

really helpful

5
really good app. really helps me see what I'm spending month to month and helps me track what I'm need to cut down my spending on, I really like the group payment as me and my sisters often split payments for birthdays etc and it's really helpful to use that! Reviewed on: 5th April 2023
rachel 's avatar
rachel

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