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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

67% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Great app that helps me track my spending

Emma is awesome. I can easily track my spending & saving across multiple cards/accounts. The budgeting feature is really easy to use and I appreciate the recurring payment predictions. I have such a better grip on my finances since using Emma! Highly recommend Reviewed on: 5th April 2023

This app has changed my life and spending habits

Ever since I got Emma I’ve been way more conscious about my spendings. The interface is extremely user friendly, and it’s great to visually see where I’m spending and how I can save more. Reviewed on: 5th April 2023

Does everything that you need it do

As the title says. I tried other apps and weren't as good to use, better interface and just easier to track. Recommended. Reviewed on: 5th April 2023

Great, efficient

Really great app that helps you manage your finances. Definitely has helped me save money! Reviewed on: 5th April 2023

Great app

smooth experience and great features Reviewed on: 5th April 2023

No Flaws

Absolutely amazing company would highly recommend to anyone looking for a reliable mattress that will last you for years. Reviewed on: 5th April 2023

Great to save by understanding where you waste your money

I have been losing a lot of money in unconscious spending. This tool made me aware of that. I feel more rich Reviewed on: 5th April 2023

Emma Review

Easy to use, excellent for organising savings and tracking spend. Looking to explore the investing side of the app next. Reviewed on: 5th April 2023

A brilliant app

Emma has helped me manage my finances and increase my savings massively! It's brilliant and a no-brainer. Reviewed on: 5th April 2023

Very useful

It’s very useful at helping me keep on top of bills and transactions. Its budgeting tool is a life saver. Reviewed on: 5th April 2023

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