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Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Great app that helps me track my spending

4
Emma is awesome. I can easily track my spending & saving across multiple cards/accounts. The budgeting feature is really easy to use and I appreciate the recurring payment predictions. I have such a better grip on my finances since using Emma! Highly recommend Reviewed on: 5th April 2023

This app has changed my life and spending habits

5
Ever since I got Emma I’ve been way more conscious about my spendings. The interface is extremely user friendly, and it’s great to visually see where I’m spending and how I can save more. Reviewed on: 5th April 2023

Does everything that you need it do

5
As the title says. I tried other apps and weren't as good to use, better interface and just easier to track. Recommended. Reviewed on: 5th April 2023

Great, efficient

5
Really great app that helps you manage your finances. Definitely has helped me save money! Reviewed on: 5th April 2023

Great app

5
smooth experience and great features Reviewed on: 5th April 2023

No Flaws

5
Absolutely amazing company would highly recommend to anyone looking for a reliable mattress that will last you for years. Reviewed on: 5th April 2023

Great to save by understanding where you waste your money

5
I have been losing a lot of money in unconscious spending. This tool made me aware of that. I feel more rich Reviewed on: 5th April 2023

Emma Review

5
Easy to use, excellent for organising savings and tracking spend. Looking to explore the investing side of the app next. Reviewed on: 5th April 2023

A brilliant app

5
Emma has helped me manage my finances and increase my savings massively! It's brilliant and a no-brainer. Reviewed on: 5th April 2023

Very useful

4
It’s very useful at helping me keep on top of bills and transactions. Its budgeting tool is a life saver. Reviewed on: 5th April 2023

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