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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

67% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Best overall budgeting app

A great application for an overall view of all your outgoings and savings in one place, it is great to have one place where all your money can be viewed together Reviewed on: 5th April 2023

very helpful app

I am very happy with this app. It helps to visualise my spending and savings. I would definitely recommend it! Reviewed on: 5th April 2023

Highly recommend

A very easy to use app that is informative and supportive for users of any age. A brilliant new approach to financial management for people of all ages. Reviewed on: 5th April 2023

Keep your spending on track

Nice graphs and organisation showing you how much you are planning to spend and are spending in advance to give you an idea on how much you have left for that month based on your budget. Reviewed on: 5th April 2023

Useful and handy app

It's easy to track the expenses and can limit the expenses by looking into organised data by Emma in a user-friendly format. Reviewed on: 5th April 2023

Great App

Very helpful with frequent updates showing my balance which is better when I’m on the move frequently. Reviewed on: 5th April 2023

Best financial alp

Has allowed me to save more, even set a limit on spendings to know if I’m spending too much in an area. Reviewed on: 5th April 2023

good app

works well, would reccomend Reviewed on: 5th April 2023

I feel some much more confident with savings

Emma works perfectly for me, I finally can track where I spend and fond ways to save for the future. Reviewed on: 5th April 2023

Emma

Very good product! Easy to use and simple! Reviewed on: 5th April 2023

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