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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

67% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Great app, user friendly and super useful

I have been using Emma for several years and it is the perfect app to budget and save money - super user friendly and always updated to stay on top of the game!! Reviewed on: 5th April 2023

I am happy with it

I do like that you don’t have to spend time to drive your expenses. I can create my own categories of expenses. With this app is convenient to manage your finances Reviewed on: 5th April 2023

Great App

Love using the Emma app for all my banking needs and helps me save money also Reviewed on: 5th April 2023

Good

Very good app Thanks for everything Reviewed on: 5th April 2023

The perfect budgeting app!

The daily reminders help me understand how much I actually spend per day. Reviewed on: 5th April 2023

Great overview of spending

Emma is great with daily updates on my balances and spending. The tone of it is very friendly as well. Reviewed on: 5th April 2023

Really helped as a student

As a student, Emma has allowed me to budget the best I can and the app is really fun to use, as well as being very easy to navigate. 10/10! Reviewed on: 5th April 2023

Emma is very Helpful

Using emma to budget has been very useful Reviewed on: 5th April 2023

Great for saving and budgeting

Emma helps you plan out your budgets and saving and helps you stick close to them so you can get the most out of your money Reviewed on: 5th April 2023

Makes life easy

Emma helps me keep track of daily expenses and budgeting. Makes me project my expenses and how much i can still save Reviewed on: 5th April 2023

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