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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

67% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Insights for neurodiverse people

As someone with ADHD, I find the fine detail of spreadsheets can be overwhelming. While I do use these as well for budgeting, the automated insights I get from Emma are invaluable in steering me in the right direction. The automation takes away the potential for procrastinating my reviews of past spending, and means I can plan more realistically for upcoming months. Reviewed on: 5th April 2023

Emma Financial Control App

I use the app everyday to have a quick overview of my financial situation. Gone have the days of spending time using spreadsheets for budgeting and financial control. Time is precious so use this app. Reviewed on: 5th April 2023

All finances in 1 place

Great app for budgeting and viewing balances of different accounts in one place. Reviewed on: 5th April 2023

Amazing, money saving fab!!

This app has helped me save so much. Budgeting is my far what I struggle with the most but with this app there is no struggle. So easy and amazing. Get saving !!!! Reviewed on: 5th April 2023

so helpful and unique!

it helped me so much. I could track my symptoms easily and effortlessly, and it made me feel seen and understood. overall really nice vibes Reviewed on: 5th April 2023

Overall very useful back tracker

Very insightful back tracker which has helped me take control of my finances. Reviewed on: 5th April 2023

Brilliant to have all in one place!

Having multiple accounts across différents banks can’t get confusing but Emma was able to streamline everything giving me complete transparency throughout! I recommend to everyone who will listen Reviewed on: 5th April 2023

Helped me Financially

When downloading the Emma app I was skeptical however my life has dramatically changed I have positive relationship with money and budgeting and Emma does that by helping you teach your finances and help setting up a budget to make sure your not over spending THANK YOU EMMA!! Reviewed on: 5th April 2023

Good

Very good app i love this app and I recommend it to everyone Reviewed on: 5th April 2023

Great app

Good features, frequent improvements and easy to use. Reviewed on: 5th April 2023

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