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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
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1%
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0%
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Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Above and beyond

5
Emma has helped me in immense ways to save Reviewed on: 5th April 2023
Brooke Tompkins's avatar
Brooke Tompkins

Amazing app

5
Very useful amazing app would highly recommended as a student i am very controlled of my spendings Reviewed on: 5th April 2023
Kasra Sajadi's avatar
Kasra Sajadi

Emma has helped me enormously in taking steps to achieve my saving goals.

5
Before downloading Emma, I’d never really taking saving and my outgoing expenditure seriously. Being able to break my spending down in to numerous categories has given me great clarity and somewhat of a reality check. Subsequently setting up budgets, opening pots and seeing my monthly graph has been an immense motivator for me, and I couldn’t have done it without Emma. Reviewed on: 5th April 2023
Joe's avatar
Joe

Does all the hard work for me!

4
It's nice to not have to sift through all my receipts at the end of the month. Reviewed on: 5th April 2023
Me's avatar
Me

Amazing

5
Amazing, so easy to use! Couldn’t recommend it more Reviewed on: 5th April 2023
Liss James's avatar
Liss James

Interesting and innovative

3
Great features but hidden by too many pay walls and the "type of transaction" detection needs to be improved Reviewed on: 5th April 2023
Richard Breedon's avatar
Richard Breedon

Free and easy-to-use

5
This app is great for tracking overall spending & is a great way to easily find which areas of spending you can save money in. Reviewed on: 5th April 2023
Catrin's avatar
Catrin

Could not be without Emma now

5
Great app through and through. Tells you everything you need to know about your finances - even on the free version. Helpful tips and recommendations from the app are appreciated. Layout is great and really easy to understand. Reviewed on: 5th April 2023
Shannon's avatar
Shannon

The best finance app

5
It helped me as a student to put a limit to my expenses and made me save up loads Reviewed on: 5th April 2023
Emir's avatar
Emir

Easy to use

5
Easy to save without a hassle and great saving Reviewed on: 5th April 2023
Forhad Latif's avatar
Forhad Latif

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