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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

67% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Above and beyond

Emma has helped me in immense ways to save Reviewed on: 5th April 2023

Amazing app

Very useful amazing app would highly recommended as a student i am very controlled of my spendings Reviewed on: 5th April 2023

Emma has helped me enormously in taking steps to achieve my saving goals.

Before downloading Emma, I’d never really taking saving and my outgoing expenditure seriously. Being able to break my spending down in to numerous categories has given me great clarity and somewhat of a reality check. Subsequently setting up budgets, opening pots and seeing my monthly graph has been an immense motivator for me, and I couldn’t have done it without Emma. Reviewed on: 5th April 2023

Does all the hard work for me!

It's nice to not have to sift through all my receipts at the end of the month. Reviewed on: 5th April 2023

Amazing

Amazing, so easy to use! Couldn’t recommend it more Reviewed on: 5th April 2023

Interesting and innovative

Great features but hidden by too many pay walls and the "type of transaction" detection needs to be improved Reviewed on: 5th April 2023

Free and easy-to-use

This app is great for tracking overall spending & is a great way to easily find which areas of spending you can save money in. Reviewed on: 5th April 2023

Could not be without Emma now

Great app through and through. Tells you everything you need to know about your finances - even on the free version. Helpful tips and recommendations from the app are appreciated. Layout is great and really easy to understand. Reviewed on: 5th April 2023

The best finance app

It helped me as a student to put a limit to my expenses and made me save up loads Reviewed on: 5th April 2023

Easy to use

Easy to save without a hassle and great saving Reviewed on: 5th April 2023

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