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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Great app to start being money conscious

4
Emma has been fantastic for understanding how much money i have and where its stored. The feature to identify all subscriptions and standing orders is a great way to quickly identify where i can save, and the budget feature is brilliant. The only additional i’m looking for is to be able to add accounts from other smaller banks and apps that currently aren’t supported. Reviewed on: 5th April 2023
Ellie C's avatar
Ellie C

Brilliant company

5
Absolutely great at helping me keep track of my spending, would deffo recommend Reviewed on: 5th April 2023
Aidan Bogh's avatar
Aidan Bogh

Very happy and satisfied

5
The app has been really helpful to me in regards to budgeting and making sure I stay on top of my spending Reviewed on: 5th April 2023
Will's avatar
Will

Very helpful app

5
This easy to use money managing app has helped me get my finances sorted. Processes such as linking bank accounts seems much better set-up than other apps that perform a similar function. Would recommend. Reviewed on: 5th April 2023
Charlie Gillman's avatar
Charlie Gillman

Such a great app showing me my accounts every morning

5
Emma has made it easier than ever to see what’s in your bank accounts by sending a notification every morning of a quick breakdown. I use Emma every day to see my finances and I love the weekly report that breaks down my spending. I have had my relationship with my personal finances completely shift because of Emma. I’m no longer anxious to go through all my separate accounts and the fact that an app has done that for me is truly life changing. Reviewed on: 5th April 2023
CJ Navarro's avatar
CJ Navarro

Great Features and Fantastic Communication

5
I've been using Emma for a long time now and have always found the App to be easy to use and fast! Highly recommend! Reviewed on: 5th April 2023
Liam Andrew's avatar
Liam Andrew

Sleek, user-friendly, game changing personal finance

5
I've been using Emma for several months now. Emma provides a sleek and user-friendly interface that makes it easy for me to connect and manage multiple financial accounts in one place. What sets the Emma app apart from other banking apps or services is the budgeting and planning elements together with its focus on transparency and data privacy. The app puts me in control of my budget data and provides a clear overview of what I spend and where I can save. Awesome sausome! Reviewed on: 5th April 2023
Kavi Tolani's avatar
Kavi Tolani

Very easy to understand

4
Emma was a great app to start budgeting. Reviewed on: 5th April 2023
Noemie Dunand's avatar
Noemie Dunand

Money Management made easy

5
I always had poor money management until I started using Emna. Thanks Reviewed on: 5th April 2023
Graham Wilgaus's avatar
Graham Wilgaus

Brilliant software, very privacy oriented, very accessible.

5
Really helped with my budgeting! Reviewed on: 5th April 2023
Jordy Wright's avatar
Jordy Wright

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