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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

67% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Great app to start being money conscious

Emma has been fantastic for understanding how much money i have and where its stored. The feature to identify all subscriptions and standing orders is a great way to quickly identify where i can save, and the budget feature is brilliant. The only additional i’m looking for is to be able to add accounts from other smaller banks and apps that currently aren’t supported. Reviewed on: 5th April 2023

Brilliant company

Absolutely great at helping me keep track of my spending, would deffo recommend Reviewed on: 5th April 2023

Very happy and satisfied

The app has been really helpful to me in regards to budgeting and making sure I stay on top of my spending Reviewed on: 5th April 2023

Very helpful app

This easy to use money managing app has helped me get my finances sorted. Processes such as linking bank accounts seems much better set-up than other apps that perform a similar function. Would recommend. Reviewed on: 5th April 2023

Such a great app showing me my accounts every morning

Emma has made it easier than ever to see what’s in your bank accounts by sending a notification every morning of a quick breakdown. I use Emma every day to see my finances and I love the weekly report that breaks down my spending. I have had my relationship with my personal finances completely shift because of Emma. I’m no longer anxious to go through all my separate accounts and the fact that an app has done that for me is truly life changing. Reviewed on: 5th April 2023

Great Features and Fantastic Communication

I've been using Emma for a long time now and have always found the App to be easy to use and fast! Highly recommend! Reviewed on: 5th April 2023

Sleek, user-friendly, game changing personal finance

I've been using Emma for several months now. Emma provides a sleek and user-friendly interface that makes it easy for me to connect and manage multiple financial accounts in one place. What sets the Emma app apart from other banking apps or services is the budgeting and planning elements together with its focus on transparency and data privacy. The app puts me in control of my budget data and provides a clear overview of what I spend and where I can save. Awesome sausome! Reviewed on: 5th April 2023

Very easy to understand

Emma was a great app to start budgeting. Reviewed on: 5th April 2023

Money Management made easy

I always had poor money management until I started using Emna. Thanks Reviewed on: 5th April 2023

Brilliant software, very privacy oriented, very accessible.

Really helped with my budgeting! Reviewed on: 5th April 2023

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