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Emma: Savings App reviews

View other Emma products
4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Great

5
Easily and efficiently shows my account and expenses are categorised well. Reviewed on: 5th April 2023
Gs's avatar
Gs

Easy and useful app to track your spending,

4
Easy and useful app to track your spending, this app makes seeing your expenses so much easier, you can link all your bank accounts and see it all in one place Reviewed on: 5th April 2023
Anonymous's avatar
Anonymous

Emma Saves My Life

5
Living in london, UK is hard enough without a plan for saving. I no longer save to survive With Emma, I save to thrive. Reviewed on: 5th April 2023
Norton 's avatar
Norton

Great Way to Understand Budgeting

5
Emma was the first budgeting app I used to get an understanding of my finances. Upgrading to the Pro version allowed me to truly see the intricacies of my accounts and spending habits. I appreciate it because it also helped me become a lot more financially literate. Thank you Emma ! Reviewed on: 5th April 2023
Tinny Luteka's avatar
Tinny Luteka

amazing and helpful app

5
been using emma for a while now and it’s a really helpful app to manage budgeting and saving money! would recommend again Reviewed on: 5th April 2023
Melody Duncan's avatar
Melody Duncan

Makes life easier

5
Helps to keep on top of multiple accounts. Able to see chart of account balances to spot if things are trending properly. Reviewed on: 5th April 2023
Sean Bosklopper's avatar
Sean Bosklopper

Perfect for personal budgeting

4
Makes your money make sense and easy and helps you to understand your income and expenditure Reviewed on: 5th April 2023
Aman S (Aman)'s avatar
Aman S (Aman)

About Emma

5
It is an amazing app that has been particularly helpful to me as a student. Genuinely, without it first year would have been a lot harder. Reviewed on: 5th April 2023
chime's avatar
chime

Great app which has helped me get my finances organised

5
Emma app has been great in easily organising all my recurring payments. Helping to identify potential overpayments I was making in certain regions. Reviewed on: 5th April 2023
David Martin's avatar
David Martin

Very Efficient

5
Easy to use, and helps me track my spending more accurately. Reviewed on: 5th April 2023
SavingsCM's avatar
SavingsCM

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