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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

67% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Great

Easily and efficiently shows my account and expenses are categorised well. Reviewed on: 5th April 2023

Easy and useful app to track your spending,

Easy and useful app to track your spending, this app makes seeing your expenses so much easier, you can link all your bank accounts and see it all in one place Reviewed on: 5th April 2023

Emma Saves My Life

Living in london, UK is hard enough without a plan for saving. I no longer save to survive With Emma, I save to thrive. Reviewed on: 5th April 2023

Great Way to Understand Budgeting

Emma was the first budgeting app I used to get an understanding of my finances. Upgrading to the Pro version allowed me to truly see the intricacies of my accounts and spending habits. I appreciate it because it also helped me become a lot more financially literate. Thank you Emma ! Reviewed on: 5th April 2023

amazing and helpful app

been using emma for a while now and it’s a really helpful app to manage budgeting and saving money! would recommend again Reviewed on: 5th April 2023

Makes life easier

Helps to keep on top of multiple accounts. Able to see chart of account balances to spot if things are trending properly. Reviewed on: 5th April 2023

Perfect for personal budgeting

Makes your money make sense and easy and helps you to understand your income and expenditure Reviewed on: 5th April 2023

About Emma

It is an amazing app that has been particularly helpful to me as a student. Genuinely, without it first year would have been a lot harder. Reviewed on: 5th April 2023

Great app which has helped me get my finances organised

Emma app has been great in easily organising all my recurring payments. Helping to identify potential overpayments I was making in certain regions. Reviewed on: 5th April 2023

Very Efficient

Easy to use, and helps me track my spending more accurately. Reviewed on: 5th April 2023

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