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Emma: Personal finance app reviews

4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
67% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

Review Emma: Personal finance app now

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Emma Personal finance app reviews (3559)

Emma

5
This app has helped me saved a lot recently and I’m very thankful for it Reviewed on: 5th April 2023

Amazing

5
Such a helpful app helps me save my money Reviewed on: 5th April 2023

Good

5
Good customer service representative Reviewed on: 5th April 2023

All in one finance management

5
From FCA protected savings to wealth analytics Emma has just about everything you need to know where you money is going and expected to go based on you behaviour. Thanks guys Reviewed on: 5th April 2023

Save up

5
It’s always been hard for me to save up but Emma allows me to save a little bit every month which after several years makes a nice amount! Reviewed on: 5th April 2023

Great and easy

5
Emma is a simple and easy budgeting app that’s has helped me as a student endlessly Reviewed on: 5th April 2023

Easy to save

5
Fab app. Just easy to use interface. Focusing solely on the help to but scheme and gives you a option to save as a couple which is sick Reviewed on: 5th April 2023

Easy to read

4
Easy break down and love the weekly/monthly reports! Reviewed on: 5th April 2023

The future of Banking

5
Great one stop shop for banking, budgeting, investing, saving, and just tracking financials as a whole. This is the future of banking! Reviewed on: 5th April 2023

amazing

5
keep track of my savings, still keeping the possibility of investing either demo or real Reviewed on: 5th April 2023

Review Emma: Personal finance app now

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