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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

67% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

King of App

It helps me a lot in organizing my shopping Reviewed on: 5th April 2023

Saving money

Very good to keep track on bills and what goes on in your bank account Reviewed on: 5th April 2023

Simple to set up, good rewards

I've been using Emma for over a year and I can definitely see all the improvements they've done in-app. Most recently the new saving system where you can create different pots for different goals is super useful and simple to use. Would recommend. Reviewed on: 5th April 2023

Useful and simple

A useful budgeting app that I find easy to use Reviewed on: 5th April 2023

Emma and me

Strong edges help my mobility problems. Reviewed on: 5th April 2023

Great

Fab app, have saved so much , so easily and quickly Reviewed on: 5th April 2023

Great app!

Excellent app, would highly recommend! Reviewed on: 5th April 2023

Efficient

Allows me to keep track of my savings in one place Reviewed on: 5th April 2023

Spending

I’ve found it really helpful how at the end of the week, Emma summarises where your money has been spent and how much you’ve brought in so that in the future you can budget. Reviewed on: 5th April 2023

Great app for managing all finances

Been using Emma for 2 years now, really useful to get central view on total finances and tracking personal finance Reviewed on: 5th April 2023

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