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Emma: Personal finance app reviews

4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
67% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Great for budgeting

4
I like how Emma updates you with your bank balance every day. The weekly reviews really help me to spot where my money is going and helps me to budget well. Reviewed on: 5th April 2023

Good money watching app

5
Gives a great overview of my overall spending trends in as far back a time period as I need. Reviewed on: 5th April 2023

Amazing mattress

5
Sleeping has never been better. Amazing delivery easy setup and mattress comfort is 10/10 Reviewed on: 5th April 2023

easy to use

4
this app helps get your finances into some order. Daily updates on balances ensures that you know exactly what money you have to use at any time Reviewed on: 5th April 2023

Well made app

5
Keeps track of all your spending, easy to understand. Reviewed on: 5th April 2023

Emma helped save

5
Emma helped me to save money and budget properly ! Reviewed on: 5th April 2023

Easy app

5
Emma’s a great way to help monitor bills, start investing or trying to save those extra pennies. I love that they also give you updates and money tips, such as ways to increase credit scores Reviewed on: 5th April 2023

Emma is life changing!

5
Finance and saving made easy with this app - I used to struggle to manage my money and found it very anxiety provoking and overwhelming. Now I feel organised and top of everything! Game changer. Reviewed on: 5th April 2023

Great App!

5
Brilliant app. Really helps me budget well and keeps me on track with all my outgoings Reviewed on: 5th April 2023

Awesome app

5
I love this app it’s great if you want to keep track of your budgeting Reviewed on: 5th April 2023

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