Paid advertisement
Smart Money People Logo
Newsletter

Emma: Personal finance app reviews

4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
67% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

Review Emma: Personal finance app now

Help others make smarter decisions by sharing your own experience. Write a review

Emma Personal finance app reviews (3559)

Best budgetting app around

5
I have tried and tested many bank accounts and budgeting apps for my finances due to my ADHD and EMMA has come trumps! Would recommend Reviewed on: 5th April 2023

I finally have control over my finances

5
Before Emma I only new one thing about money: How to spend. I had no idea how to keep track of my expenses or how to budget. Emma has helped me to manage my money better, save money and much more. I totally recommend. Reviewed on: 5th April 2023

Great

5
Easy to use and save money, I like that you’re able to budget and break down your finances Reviewed on: 5th April 2023

Very helpful to stay on top of personal finances

5
Help have a nice view of finances and handle futur project. Reviewed on: 5th April 2023

Great finance management app

5
I have been able to manage my finances better with Emma Reviewed on: 5th April 2023

Really good app and very easy to use

5
Very nice app and very easy to use also are kind to give you money just for answer 5 questions right Reviewed on: 5th April 2023

Saving

5
Very Smart saving , also you can use for free this app!! Best product Reviewed on: 5th April 2023

A Helpful Friend

5
I have had Emma's help now for a few months and it's been the best App that I have come across. There up to date info is there for me any time of the day and night. And find there next week bill forecast a very good reminder so that I don't spending money I need to pay out. With Emma's help I have managed to keep myself out of the RED. Reviewed on: 5th April 2023

Just great!

5
Emma has been providing loads of support and information. I look forward to my email blast and have a good read when little one is sleeping. Thank you. Reviewed on: 5th April 2023

Such an easy and convenient app

5
Emma is such an easy and convenient app to use when it comes to managing my personal finances. It has features that many apps in the market don’t. Would highly recommend to all! Reviewed on: 5th April 2023

Do you have a different Emma product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Emma?

  • General investment account

    from Emma 0.00 from 0 reviews
    Emma
  • Stocks and shares ISA

    from Emma 0.00 from 0 reviews
    Emma
    View all products