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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

67% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

All in one place

Exactly what I said. Everything under one roo, so it's easy to keep on top of all my outgoings, incoming and savings. Reviewed on: 5th April 2023

Saving for a deposit

This app has helped me massively, got my budget sorted and was able to start saving for a house deposit. Shouldn't be too long now Reviewed on: 5th April 2023

Handy app for all budgeting and saving needs

Really enjoy this app so far. It's super helpful when saving budgeting and keeping track and up to date of my finances. Wish I'd found it sooner! Reviewed on: 5th April 2023

Efficient Budgeting App

I use Emma for watching my monthly expenditures, things like groceries, transportation, eating out, etc. and it really helps me be accountable for times when I may have gone over budget for one of my categories. Being able to keep track of where I’ve overspent helps me watch myself for the next month. Reviewed on: 5th April 2023

Really great

I’m so impressed with Emma . It’s exactly what I needed. Reviewed on: 5th April 2023

All your finances in one place!

Emma is a great app which integrates all of your finances into a single pane view. It's allowed me to stay on top of my finances and make more informed decisions when coming to money management Reviewed on: 5th April 2023

Amazing APP for tracking spending

I started using them 3 years ago. This app really helps you keep track of all those little spendings that add up. Modern day accounting. Reviewed on: 5th April 2023

Emma is really helpful

Emma has helped me alot and was great for what I needed and I still use it Reviewed on: 5th April 2023

Great app to easily manage all your accounts!

I love Emma as it's very easy to use and offers custom categories and budgets to help you manage all your accounts. Reviewed on: 5th April 2023

Best money saving app

Great app that gives me a clear understanding of what I’m spending, and tells me when I’m exceeding my budget for the month Reviewed on: 5th April 2023

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