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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

67% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Easy to set up and analyse budgets

I like this app because of its dark colour interface, and because it sets up a budget for me that I can adjust. The visualisations for spending are also splendid Reviewed on: 5th April 2023

Emma is Amazing

One of my cousins recommended me to start using Emma as a means to save more money. Ever since he referred me to Emma and I started using it, I have been able to save up more money than before. Reviewed on: 5th April 2023

Great financial tool

Adding rent payments was a no-brainer but needed particularly when looking to improve credit scores Reviewed on: 5th April 2023

Easy

Very easy to use. Very useful layout. I like how it keeps track of your overall spending and then compares to previous Reviewed on: 5th April 2023

Best app for tracking my spending

It really helps to consolidate all my spending streams - especially in amid the cost-of-living crisis. It has a very visual layout, which I find really highlights trends, key spend areas and changes over time. Reviewed on: 5th April 2023

Handy little app

Perfect for at a glance budgeting Reviewed on: 5th April 2023

Good for keeping on top of finances

It’s great to see the main merchandisers which I spend on, whilst also being able to keep track of my monthly spending. Reviewed on: 5th April 2023

Emma is the best

Emma is the best app for budgeting, as it visually displays your spendings and allows you to categorise and identify where you spend the most, in order to help cut down. Reviewed on: 5th April 2023

Amazing App

Really helped me budget better and change my life around. Easy to use layout and always gives my pointers on how to improve my finances. 10/10 would recommend Reviewed on: 5th April 2023

Sick app

sorts my life out for me, finances have never been less scary Reviewed on: 5th April 2023

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