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Emma: Savings App reviews

4.86
Based on 3,552 reviews, last reviewed 3rd Apr 2025
50% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
12%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great financial app with high functionality Never had any issues with the app and love the fact that it's smooth and has lots of features to take advantage of. Especially useful the subscription... Read more Reviewed on: 3rd April 2025
Karina's avatar
Karina

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3552)

I recommend emma highly

5
I’ve had a fab experience and would recommend emma to others. It’s great to be able to manage my money efficiently. Reviewed on: 5th April 2023

Best Open Banking-driven app I have come across

5
The app is awesome, with loads of features to help me manage my money. I especially like the pieces on financial education, which teach me a lot about the tricky areas such as pensions and investing. Reviewed on: 5th April 2023

Finance app of the year

5
Amazing you see your in and out goings simply to help you budget better Reviewed on: 5th April 2023

Easy to set up and analyse budgets

5
I like this app because of its dark colour interface, and because it sets up a budget for me that I can adjust. The visualisations for spending are also splendid Reviewed on: 5th April 2023

Emma is Amazing

5
One of my cousins recommended me to start using Emma as a means to save more money. Ever since he referred me to Emma and I started using it, I have been able to save up more money than before. Reviewed on: 5th April 2023

Great financial tool

5
Adding rent payments was a no-brainer but needed particularly when looking to improve credit scores Reviewed on: 5th April 2023

Easy

5
Very easy to use. Very useful layout. I like how it keeps track of your overall spending and then compares to previous Reviewed on: 5th April 2023

Best app for tracking my spending

5
It really helps to consolidate all my spending streams - especially in amid the cost-of-living crisis. It has a very visual layout, which I find really highlights trends, key spend areas and changes over time. Reviewed on: 5th April 2023

Handy little app

5
Perfect for at a glance budgeting Reviewed on: 5th April 2023

Good for keeping on top of finances

5
It’s great to see the main merchandisers which I spend on, whilst also being able to keep track of my monthly spending. Reviewed on: 5th April 2023

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