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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

67% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Unreal service

I use this regularly to track a manage my finances and net worth. I absolutely love this app Reviewed on: 5th April 2023

Great Savings App

Great app to help save and budget. Reviewed on: 5th April 2023

Saved me money

Helped me sort my mess of a life out and budget better! Reviewed on: 5th April 2023

Simply brilliant

Great app that helps me manage my money and keeps my finances on track Reviewed on: 5th April 2023

Great app, easy to navigate and fairly cost effective

I use this every month to audit my finances and it is really very user friendly. I have recommended this app to family and friends. Reviewed on: 5th April 2023

Amazing budgeting app!

Emma has really helped me sort out my finances. And helped me so much with saving money! It’s so clear and easy to organise the way I like it. Would recommend to anyone and everyone and I can tell lots of hard work has went into the application so they deserve to win Reviewed on: 5th April 2023

Great and easy way to keep track of your day to day finances

The app allows you to quickly and efficiently view your financial data from a few accounts all in one place and categorised too, I usually have to change the categories of some of the expenses as they're put in the wrong place by the app automatically but its not too bad and if that is fixed then this will be the best app there is my a loooong shot. Reviewed on: 5th April 2023

Regain control

If you feel like you don’t know where your money is going, this is the app for regaining control of your finances. I highly recommend it Reviewed on: 5th April 2023

Well diversit money saving app

Had this app since it started, its nice to see how it's evolved over the years. The best feature is the analysis of your account and spending. Not dabbled into the investing part yet as I've got other investment apps. Other than that a nice all round app Reviewed on: 5th April 2023

Incredibly easy to use

Emma is a perfect way to see all your accounts in one place. It has helped and taught me how to budget properly. I have recommended it to countless people, time and time again. Reviewed on: 5th April 2023

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