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Emma: Personal finance app reviews

View other Emma products
4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
67% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
Read all reviews Write a review

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

Review Emma: Personal finance app now

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Emma Personal finance app reviews (3559)

excellent

5
I had wonderful experience using this app. It help me to manage money efficiently .i recommend all my friends and family use this app and have wonderful experience . Reviewed on: 5th April 2023
Anonymous's avatar
Anonymous

Very good app, worth giving a try

4
I have been using this app for quite a few years now and it has helped me to visualise my spending. Very good app with lots of functionality as well. Reviewed on: 5th April 2023
Nick Tonkin's avatar
Nick Tonkin

Newcomer to Emma

4
I am a newcomer to Emma and I have been very impressed by the variety of functions and reports are available. There is incentive to go premium but still loads of functionality to a free user. I look forward to using Emma moving forward Reviewed on: 5th April 2023
Liam Levy's avatar
Liam Levy

Excellent app for personal finance

5
I was able to save more effectively. Very user friendly and great customer support. Recommend. Reviewed on: 5th April 2023
Miguel Jordao's avatar
Miguel Jordao

Best Savings App

5
Great way to track your spending by making yourself a personal allowance that Emma tracks through your spending. Great just to be able to keep an eye on what you spend lost your money on! Also super helpful tools and advices Reviewed on: 5th April 2023
Darcey Dufosee's avatar
Darcey Dufosee

The best!

5
Simply the Best personal finance app out there! Reviewed on: 5th April 2023
Daniele's avatar
Daniele

Amazing

5
It is an amazing app. It is what I really needed Reviewed on: 5th April 2023
Pablo Zafrilla's avatar
Pablo Zafrilla

Great app to review spending and budgets

5
I was looking for an app to review my spending habits to help save money. You can easily set budgets and monitor how you are getting on. live the weekly and monthly reports - they make the expense and savings topic fun! Also love the new additions of saving and investment turning the app into an all-rounder! Reviewed on: 5th April 2023
Denise's avatar
Denise

Are you ready for Emma?

5
Emma is the best experience for saving Reviewed on: 5th April 2023
Amador Gonzalez's avatar
Amador Gonzalez

Amazing

5
Brilliant for organising money and savings. Reviewed on: 5th April 2023
Cora diver's avatar
Cora diver

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