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Emma: Personal finance app reviews

View other Emma products
4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
67% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Amazing

5
Helped me out so much with organising money and helping me save money would recommend to anyone who struggles with money Reviewed on: 5th April 2023
Harry Butler's avatar
Harry Butler

Very good quality

5
Emma is such a useful and helpful website and I would be very likely to recommend it to someone. The customer service is outstanding and it is very easy to understand. Overall absolutely fantastic. Reviewed on: 5th April 2023
Leo Hunt's avatar
Leo Hunt

Amazing app

5
Very useful app and helpful to keep an eye on all your finances. Reviewed on: 5th April 2023
Claudio Condoleo's avatar
Claudio Condoleo

Great tool for organizing finances

5
Great tool if one needs an all-in-one place to organize their finances by tracking expenses, setting budgets & getting some discounts. There are quite useful premium features as well. Reviewed on: 5th April 2023
Sam's avatar
Sam

Great app

5
Best savings app on the market haven’t used any other since Reviewed on: 5th April 2023
Callum Lewis's avatar
Callum Lewis

Most user friendly money app I have used.

5
The ability to link in with online accounts and perform all sorts of analysis is effortless, which provides you with a great insight into your finances. It has also allowed me to finally dip my toe into online trading in a fantastically accessible way. Reviewed on: 5th April 2023
Richard James's avatar
Richard James

Fantastic

5
It’s been fantastic great to use an easy would highly recommend to others Reviewed on: 5th April 2023
Kim Jordan's avatar
Kim Jordan

Great app

5
Great app for personal finance and beginners Reviewed on: 5th April 2023
Mikhail Pugachev's avatar
Mikhail Pugachev

Its easy

5
Emma is not ultra detailed and hardcore app for savings its easy and helpful Reviewed on: 5th April 2023
Anonymous's avatar
Anonymous

Excellent

5
It’s a little scary seeing how much I spend at different retailers but Emma is a great way to understand where your money goes and how you can make smarter choices. Reviewed on: 5th April 2023
Elaine Frieman Herbert's avatar
Elaine Frieman Herbert

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