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Emma: Savings App reviews

4.86
Based on 3,550 reviews, last reviewed 29th Jan 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

The Money Management App You Actually Enjoy Using I've been using Emma to manage my finances, and it’s been a game-changer. It connects all my accounts, tracks recurring payments like car insurance an... Read more Reviewed on: 29th January 2025
Giuliano F's avatar
Giuliano F

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

Emma Savings App reviews (3550)

Review of the Emma, Savings App:

It makes banking easily. I can effortlessly keep track of my spending.

5
I have been using Emma for the past few months to track my finances, and I am very impressed with the app's features and functionality. The app is incredibly user-friendly, and I was able to start tracking my expenses and income with ease. One of the best features of Emma is its ability to categorize expenses, which makes it easy to see where my money is going each month. The app also provides detailed reports and visual graphs, which have helped me better understand my spending habits and make adjustments where necessary. Another great feature of the app is the ability to set financial goals and track progress towards them. I find this to be incredibly motivating and have been able to make positive changes to my finances as a result. The app's customer service is also excellent. I had a question about a specific feature, and the support team was quick to respond and provided clear and helpful information. Overall, I highly recommend Emma for anyone who wants to better understand and manage their finances. It is an excellent app that is well-designed, easy to use, and has helped me to be more financially responsible. Reviewed on: 15th February 2023

Growing in Strength!

5
This app keeps getting better & better, like the colours and multifunctionality without the bulk (like in other apps) Reviewed on: 8th April 2023

Good Budget Monitoring

5
The app is very good, easy to use, intuitive and helps you keep track of your spending and is a good monitoring tool. Reviewed on: 8th April 2023

Very efficient and helpful

5
Ive been using Emma for over 3 months now. I love that the app sends me daily notifications about new payments i receive across 3 accounts with different banks. Reviewed on: 7th April 2023

Great for budgeting and tracking spending across banks

5
Great for budgeting and tracking spending across banks Reviewed on: 7th April 2023

best way to budget

4
Budgeting is made is easy with Emma Reviewed on: 7th April 2023

The Emma app

5
Overall Rating: 5/5 Emma is a great app for anyone who wants to save money in a hassle-free way. The app is easy to use and offers a variety of features to help users save money on everyday expenses. One of the best features of the Emma app is its ability to track and categorize expenses automatically. This means that users can easily see where their money is going and identify areas where they can cut back on spending. Additionally, the app offers personalized tips and advice on how to save money based on your spending patterns. Another great feature of Emma is its ability to set savings goals and track progress towards them. This is a great way to stay motivated and on track with your savings goals. The app also offers cashback rewards for fun and entertaining quizzes. This is a great way to save money on purchases you would make anyway. Overall, Emma is a great app for anyone who wants to save money without having to put in a lot of effort. The app is user-friendly, offers a variety of features, and can help you save money in a number of ways. Highly recommend! Reviewed on: 7th April 2023

Reasonable use

3
Very useful for connected banks and other assets, limited range means a spreadsheet is sometimes better but if you have the banks you can connect very good experience Reviewed on: 7th April 2023

Amazing app

5
Amazing app that really helps to manage money. Have recommended this app to so many friends and family who all love it! Reviewed on: 7th April 2023

Helpful and easy to use

5
I’ve been using Emma for a few years and it’s really helped to keep my finances all in one place. I suffer from ADHD so it’s very difficult for me to organise and remember all of my subscriptions and recurring payments, let alone budget and keep track of my spending. I’ve cut down on my spending significantly on where I see that I’m spending a bit too much and my habit of impulsive purchases is basically nonexistent. Going through monthly statements directly from the bank is a chore and I end up losing track half way, Emma makes it easy for me to see where my money is coming and going from and when. The pots are probably one of my favourite features because I end up completely forgetting I have money in them so it goes untouched. They helped me save for holidays and a down payment for my new house! Reviewed on: 7th April 2023

Emma has helped changed my life for the better

4
I am new to the country, my spending habits were bad. Emma has not failed to give me a reality check where necessary. I am just moving out now finally and clearing some debts. Thank you Emma Reviewed on: 7th April 2023