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first direct: 1st Account reviews

Name: 1st Account
Rating: 4.69 (1241 reviews)

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4.64

Based on 1,241 reviews, last reviewed 6th Dec 2024

27% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

84%

10%

Latest highest rating:

5

Very happy and wouldn’t switch I have a joint current account with First Direct and have been very happy with it. We initially got a switching offer to open the account but I wouldn... Read more Reviewed on: 6th December 2024

Latest lowest rating:

1

Unethical bank, if you can get past the login screen Been with them on two different occasions and both times same experience. They have the most complicated way to log into their accounts vs any other b... Read more Reviewed on: 7th September 2024

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About this product

The first direct 1st Account is a current account that can be opened in minutes.

If you’re eligible, you can get an interest free overdraft of £250. You won’t be charged debit card fees when spending abroad. If approved for an account, you’ll get a virtual card you can use straight away.

first direct 1st Account reviews help you find out what it’s really like to be a customer. If you’ve used first direct before, you can also leave a review and share your experience.

first direct 1st Account reviews (1241)

Review of the first direct, 1st Account:

Best Customer care in 30 plus years of banking

Finally a couple years back as a 50-something decided I needed to try online banking. FD were the most clear and transparent about their services and how it worked. Especially about online security procedures. Joining was easy and a couple of minor queries were dealt with over the phone with extremely helpful and courteous operators. I've been very reticent about online banking for many years but First Direct have been excellent IMO. Reviewed on: 28th February 2023

Easy to use app, great customer service via the phone

Easy to use app, great customer service via the phone Reviewed on: 15th February 2024

Very good account, easy to open and maintain.

Very good account, easy to open and maintain. Excellent customer service Reviewed on: 15th February 2024

Decent experience

Decent experience opening an account with them, the app seems to have good functionality and there are some competitive rewards for sticking around. Reviewed on: 15th February 2024

Consistently good customer service, a great app , I...

Consistently good customer service, a great app , I feel confident in my bank Reviewed on: 14th February 2024

Onboarding was very easy and hassle free.

Onboarding was very easy and hassle free. No problems opening new products on the platform. Reviewed on: 13th February 2024

Excellent customer service.

Excellent customer service. Reliable, safe banking experience. Reviewed on: 10th February 2024

Poor products, no customer service

I've been a First Direct customer for 30 years; since working from home became the norm, customer service standards have dropped badly. Reviewed on: 4th February 2024

Bank account, app and website which works

Perfect bank account which just works. Great App and website, all very easy to use. Reviewed on: 2nd February 2024

Online app but most often need to call

Annoying that an online app based bank I can not always manage everything via app. More often than not have to ring for the agents to make changes Reviewed on: 18th January 2024

Terrible service.

Terrible service. Online bank so only telephone contact. Takes ages to get through...always very busy apparently. You are passed on to someone else...lots of waiting and ghastly music. They cannot deal with query so passed on again. Long wait..we are very busy!!.. and more ghastly music. Eventually third person cannot give direct help so answer will be sent by second class post. WE have tried 5 times to get Power of Attorney and are now on 5 the activation code to be told there has been a problem First Direct end because someone forgot to update all the details. Unbelievably incompetent. Reviewed on: 4th January 2024

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