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Ratings based on 225 reviews Last review 5 days ago

First Direct 1st Account reviews come from people like you! With so many different current accounts now available, you can read these honest First Direct 1st Account reviews to find out what life as a First Direct customer is really like. And...

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First Direct 1st Account reviews come from people like you! With so many different current accounts now available, you can read these honest First Direct 1st Account reviews to find out what life as a First Direct customer is really like. And remember, if you are a First Direct customer, you can write a short review here to help other potential customers. Smart Money People is the UK's leading financial services review site and dedicated to being an independent and honest source of First Direct 1st Account reviews. Together, we can make financial services work better for everyone.

5 195
4 21
3 5
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1 2

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Great Current Account Rating
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Your 1st Account Reviews (225)

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18th July 2017

First Firect First Class

I've been with First Direct since the bank opened. I like that you get straight through to a friendly operator 24 hrs a day 365 days a year. No press 1 blah blah blah nonsense. I get a £250 free overdraft and can manage my account online or go into ...

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I've been with First Direct since the bank opened. I like that you get straight through to a friendly operator 24 hrs a day 365 days a year. No press 1 blah blah blah nonsense. I get a £250 free overdraft and can manage my account online or go into HSBC branches or the post office. I wouldn't bank with anyone else.

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24th June 2017

Black & white banking

What you see is what you get with FD. Over the years they've invested in improving their app and to this day I feel confident as a customer to manage my finances via the app or online. On rare occasions I call up. No frills, no added bits and bobs but...

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What you see is what you get with FD. Over the years they've invested in improving their app and to this day I feel confident as a customer to manage my finances via the app or online. On rare occasions I call up. No frills, no added bits and bobs but it works and I'm happy :)

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6th June 2017

Great service

The account itself was attractive at the time of opening with by far the best overdraft available on an account offering a switching bonus....

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The account itself was attractive at the time of opening with by far the best overdraft available on an account offering a switching bonus.

My only concern was the lack of branches but I have been consistently impressed with the phone service available from the bank and would not consider moving to a different account.

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30th May 2017

Not Great for an Online Bank

I recently switched my current account to First Direct and haven't been overly impressed. For an online only bank, I had problems settings up online banking which wasn't a great start. I had to call a couple of times and to be fair they sorted the...

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I recently switched my current account to First Direct and haven't been overly impressed. For an online only bank, I had problems settings up online banking which wasn't a great start. I had to call a couple of times and to be fair they sorted the issues out quickly but it wasn't the best first impression. The app is also a bit clunky and doesn't update as quickly as I would like; I was previously with TSB and their app was far better.

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