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first direct: Current Account reviews

Name: Current Account
Rating: 4.7 (1356 reviews)

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4.69

Based on 1,356 reviews, last reviewed 9th Jul 2025

81% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

85%

Latest highest rating:

5

I have banked with first direct for over 20 years. I have banked with first direct for over 20 years. I have always found them to be curtius and helpful even when they say no. Reviewed on: 9th July 2025

Latest lowest rating:

1

Rejected for being unemployed Applied for current account for the £175 switching bonus - application rejected because I am unemployed - disgusting! Reviewed on: 23rd April 2025

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About this product

The first direct 1st Account is a current account that can be opened in minutes.

If you’re eligible, you can get an interest free overdraft of £250. You won’t be charged debit card fees when spending abroad. If approved for an account, you’ll get a virtual card you can use straight away.

first direct 1st Account reviews help you find out what it’s really like to be a customer. If you’ve used first direct before, you can also leave a review and share your experience.

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first direct Current Account reviews (1356)

I have banked with first direct for over 20 years.

I have banked with first direct for over 20 years. I have always found them to be curtius and helpful even when they say no. Reviewed on: 9th July 2025

Great bank!

Great customer service, 24 hours a day, any issues are always dealt with promptly. Would be good if the current account paid interest as well. Reviewed on: 21st June 2025

Great customer service

What I like the most about this bank is the customer service, I don’t think I have ever had a bad interaction over the phone. Every time I have had a query it has been solved expediently and professionally. Of course the current account is great. I came via the switch offer and I do not regret it! Reviewed on: 16th June 2025

They are with you 24/7 at the end of a phone line wi...

They are with you 24/7 at the end of a phone line with a UK based call centre. On the rare occassion when I need to talk to a real person my problems are simply dealt with and I feel like I am talking to a friend. I have been with them almost since the start and have no intention of leaving. Reviewed on: 13th June 2025

Great telephone banking service

I have held 2 current accounts with First Direct since they began, and I have valued their responsive telephone banking service. Reviewed on: 13th June 2025

Helpful advice and friendly.

Helpful advice and friendly. Took my queries to completion. Reviewed on: 13th June 2025

Problem free current account, for a change.

Had a First Direct current account for a few years now and am very satisfied. It makes a change to be problem free for so long. Customer Service sorted one 'scam problem' out, so overall very happy with the service. Reviewed on: 13th June 2025

Humans pick up the phone!

They are easy to contact, have call centres that answer the phone based in the UK and have a clear app, that makes dealing with them easy. Reviewed on: 12th June 2025

Excellent service 24 hours per day, every day.

Excellent service 24 hours per day, every day of the year. Phones answered quickly and a truly excellent website and app. Fee free overdraft is a very good option too. Reviewed on: 12th June 2025

Free overdraft, if you go over up to the prearranged...

Free overdraft, if you go over up to the prearranged amount, you do not get charged interest. Reviewed on: 12th June 2025

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