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first direct: Current Account reviews

Name: Current Account
Rating: 4.73 (1489 reviews)

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4.73

Based on 1,489 reviews, last reviewed 8th May 2026

20% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

85%

Latest highest rating:

5

I’ve had a really positive experience with First Dir... I’ve had a really positive experience with First Direct’s 1st Account. The account is simple to manage, with an easy-to-use app, reliable online banki... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

1 star is far too generous. 1 star is far too generous. First Direct sent an email asking me to provide another review even though i have been waiting for a working PIN since Fe... Read more Reviewed on: 8th May 2026

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About this product

The first direct 1st Account is a current account that can be opened in minutes.

If you’re eligible, you can get an interest free overdraft of £250. You won’t be charged debit card fees when spending abroad. If approved for an account, you’ll get a virtual card you can use straight away.

first direct 1st Account reviews help you find out what it’s really like to be a customer. If you’ve used first direct before, you can also leave a review and share your experience.

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first direct Current Account reviews (1489)

Always friendly, helpful staff, open all hours

Simple the best bank for customer service Reviewed on: 5th December 2016

Brilliant bank!

Brilliant bank, great rates, customer service is TOP NOTCH. :) Reviewed on: 30th November 2016

Great customer service

Really happy with the customer service each time I phone or send a message I have a quick response and it is very easy to set up new accounts with them Reviewed on: 22nd November 2016

Why would you bother with another else

Be it over the phone or via the internet, FD was, is and will be the best first account to have. Reviewed on: 22nd November 2016

First class customer service

I don't often have to ring the bank with a query, but when I do the call is always answered quickly and courteously. Reviewed on: 22nd November 2016

The best bank I have ever used

If I need to call First Direct, I very rarely have to wait more than a few seconds for an answer and the person who answers can usually deal with my request. If they don't have the information I need, they quickly pass me on to someone who can and they also make notes and pass on the details so that I don't have to repeat the request. They speak perfect English and sound as though they are happy people. Reviewed on: 22nd November 2016

Personal professional service

No issues with this bank. Get to speak to real people and they go out of their way to help you Reviewed on: 22nd November 2016

Excellent online service

I am very satisfied with the service from First Direct Reviewed on: 21st November 2016

Easy to deal with!

The call centre answer with 2 rings and I'm always greeted by a polite and helpful person. The mobile banking app is great and online accounts give us flexibility to manage our funds. Reviewed on: 20th November 2016

excellent customer service

Good service, easy to navigate website, great loan rates. Easy to apply for services. Reviewed on: 17th November 2016

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