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first direct: Current account reviews

Name: Current account
Rating: 4.74 (1494 reviews)

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4.74

Based on 1,494 reviews, last reviewed 18th Jun 2026

5% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

85%

Latest highest rating:

5

Very friendly and helpful staff Whenever I have had trouble logging into my account or other issues in regards to my account, the staff are always very friendly and helpful. The are... Read more Reviewed on: 18th June 2026

Latest lowest rating:

1

1 star is far too generous. 1 star is far too generous. First Direct sent an email asking me to provide another review even though i have been waiting for a working PIN since Fe... Read more Reviewed on: 8th May 2026

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About this product

The first direct 1st Account is a current account that can be opened in minutes.

If you’re eligible, you can get an interest free overdraft of £250. You won’t be charged debit card fees when spending abroad. If approved for an account, you’ll get a virtual card you can use straight away.

first direct 1st Account reviews help you find out what it’s really like to be a customer. If you’ve used first direct before, you can also leave a review and share your experience.

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first direct Current account reviews (1494)

The best bank I have ever used

If I need to call First Direct, I very rarely have to wait more than a few seconds for an answer and the person who answers can usually deal with my request. If they don't have the information I need, they quickly pass me on to someone who can and they also make notes and pass on the details so that I don't have to repeat the request. They speak perfect English and sound as though they are happy people. Reviewed on: 22nd November 2016

Personal professional service

No issues with this bank. Get to speak to real people and they go out of their way to help you Reviewed on: 22nd November 2016

Excellent online service

I am very satisfied with the service from First Direct Reviewed on: 21st November 2016

Easy to deal with!

The call centre answer with 2 rings and I'm always greeted by a polite and helpful person. The mobile banking app is great and online accounts give us flexibility to manage our funds. Reviewed on: 20th November 2016

excellent customer service

Good service, easy to navigate website, great loan rates. Easy to apply for services. Reviewed on: 17th November 2016

Excellent for telephone contact

Always a pleasant experience dealing with this bank via phone as the operators are well trained in getting to your reason for the call quickly and expediting the transaction efficiently. Reviewed on: 17th November 2016

GREAT

no hassle account, great for everyday banking. I would definitely recommend it to anyone looking for a new account Reviewed on: 16th November 2016

First Direct - total boss

Great bank, I've been with them for years. UK call centres, never any delays and good secure online banking Reviewed on: 16th November 2016

Best Current Account I've Ever Had

I love this account and bank. They're so easy to contact on the phone- no pressing number options or queues. The online banking and app are great and user friendly. The overdraft is a bargain. The bonus on sign up is brilliant too. I have stayed with them for a few years now and have no intention of leaving. I have found my forever bank! Reviewed on: 15th November 2016

Great reliable service, solid security and great online features

Very pleased with the reliable service Reviewed on: 14th November 2016

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