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first direct: Current account reviews

Name: Current account
Rating: 4.74 (1493 reviews)

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4.74

Based on 1,493 reviews, last reviewed 14th Jun 2026

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

85%

Latest highest rating:

5

Don't be unsure like I was! Was unsure when I changed over 3 years ago. They handled transfer and it was all plain sailing afterwards. Haven't looked back. Well done. Reviewed on: 14th June 2026

Latest lowest rating:

1

1 star is far too generous. 1 star is far too generous. First Direct sent an email asking me to provide another review even though i have been waiting for a working PIN since Fe... Read more Reviewed on: 8th May 2026

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About this product

The first direct 1st Account is a current account that can be opened in minutes.

If you’re eligible, you can get an interest free overdraft of £250. You won’t be charged debit card fees when spending abroad. If approved for an account, you’ll get a virtual card you can use straight away.

first direct 1st Account reviews help you find out what it’s really like to be a customer. If you’ve used first direct before, you can also leave a review and share your experience.

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first direct Current account reviews (1493)

Always there when you need them

Access via website or mobile app access is available any time of day or night. Always helpful and there when you need them for service! Reviewed on: 27th March 2026

First Direct are First Class

I have banked with First Direct for 30 years and have never had an issue. Their customer services team/advisers are excellent and always helpful and knowledgeable. Their banking app is easy to use and intuitive and 99% of the time you can find the answers to any queries. If not you can always get through to someone on the phone.I would 100% recommend First Direct to anyone. Reviewed on: 26th March 2026

Excellent customer service staff who value customers

I have experienced financial difficulties over the past year and First Direct have been very helpful and accommodating with my situation. I will remain loyal to them due to their excellent customer service who are always on hand to help, thank you and well done Reviewed on: 26th March 2026

Efficient banking with great customer service!

Moved from Lloyds a while ago, and the upgrade in customer support was immediately felt. Transfer was slick, the welcome comprehensive and the subsequent service excellent. Transferring money is subject to a well balanced check, including checking the targets account matching. Only had to phone their support service twice and both queries dealt with in a friendly and satisfactory way. A modern slick bank account that watches out for you. Highly recommended. Reviewed on: 26th March 2026

Great online banking.

Great online banking. Very easy to set up. Reviewed on: 25th March 2026

Our kid wrote

Excellent service! They go the extra mile to help! Reviewed on: 25th March 2026

excellent service

They are quick to respond to any query and are excellent in directing someone who is not tech savvy. They are very patient , giving clear understandable directions and always check that I have understood and that they have fully resolved my issues. Reviewed on: 25th March 2026

Easy to switch and signing up bonus

Easy to switch and good signing up bonus Reviewed on: 25th March 2026

Just the best

Every think you want from this bank is top mark, what more could you want.... Reviewed on: 25th March 2026

Great service

I also feel I can approach first direct easily if my banking needs change. Colleagues are knowledgeable and willing to help and assist with any enquiry I have. Reviewed on: 24th March 2026

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