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first direct: 1st Account reviews

4.64
Based on 1,241 reviews, last reviewed 6th Dec 2024
27% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
84%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
3%

Latest highest rating:

5

Very happy and wouldn’t switch I have a joint current account with First Direct and have been very happy with it. We initially got a switching offer to open the account but I wouldn... Read more Reviewed on: 6th December 2024
Gwen S's avatar
Gwen S

Latest lowest rating:

1

Unethical bank, if you can get past the login screen Been with them on two different occasions and both times same experience. They have the most complicated way to log into their accounts vs any other b... Read more Reviewed on: 7th September 2024
Richard P's avatar
Richard P

About this product

The first direct 1st Account is a current account that can be opened in minutes.

If you’re eligible, you can get an interest free overdraft of £250. You won’t be charged debit card fees when spending abroad. If approved for an account, you’ll get a virtual card you can use straight away.

first direct 1st Account reviews help you find out what it’s really like to be a customer. If you’ve used first direct before, you can also leave a review and share your experience.

first direct 1st Account reviews (1241)

Review of the first direct, 1st Account:

Consitently good performance.

5
First Direct almost always excel at customer service. Their staff are knowledgeable, friendly and helpful. The odd problem is resolved quickly and without fuss. Reviewed on: 2nd June 2023

first direct review (SAHDP)

4
Been with them for well over 30 years. Apart from a bad wobble a few years back when they made a bad mistake regarding customer service they continue to deliver a solid service. Reviewed on: 24th May 2024

Good all round bank

5
Quick to get in touch with customer services and they are very proactive in helping. Reviewed on: 24th May 2024

Friendly, helpful and highly efficient advisers.

5
Friendly, helpful and highly efficient advisers. Never put through to a convoluted automated service, always put through rapidly to a human operator on the rare occasion required. Almost all queries and banking conducted via their user-friendly app. Reviewed on: 24th May 2024

A bank that puts customers first

5
They answer the phone quickly, without convoluted menus and a real person, well informed and friendly helps you. The products are decent too. It’s what a modern bank should be like - customer focused. Reviewed on: 24th May 2024

customer service.

5
Great customer service. Professional and friendly. Always efficient and helpful. All the staff at the call centre are equally excellent. Never kept waiting Reviewed on: 23rd May 2024

Superb customer service, excellent app, the perfect...

5
Superb customer service, excellent app, the perfect bank! I can do everything I need to do via the app and their approach is fantastic. Every customer service agent I have ever spoken to has been excellent. Reviewed on: 15th April 2024

Brilliant current account

5
I had held my previous current account for 30 years. First direct's current account switch offer seemed too good to be true but I knew people with accounts with FD and decided to try something new. I couldn't be happier that I did. The switch was simple, done cleanly and the offer was paid when I was told it would be. Really great experience with the company, everything is done through the simple to use app. I t is a joy to bank with FD. Reviewed on: 15th April 2024

Great app banking and customer support

5
Great app banking and customer support Reviewed on: 15th April 2024

First customer service

5
Easy to use app and great customer service Reviewed on: 15th April 2024

So disappointed

1
I used to think First Direct had good customer service until I really needed it. I had been with them for about 20years. I fell victim to emotional fraud. It was such a horrible and persistent scam. They had no calls saved that’s how I made payments. They said because the payments were small there was nothing they could do. If the crook had been less clever or I had been richer they would have helped!!! I was never expecting full return just a nod to the fact that they were involved. They gave nothing. What made me mad is when I switched as a result they started asking me security questions. They were also sending me spin the wheel prize offers. They have the money to give people gambling prizes but not to compensate where they couldn’t help keep a customers money safe from fraud. Reviewed on: 13th April 2024

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