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first direct: Current Account reviews

4.64
Based on 1,250 reviews, last reviewed 21st Feb 2025
25% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
84%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
3%

Latest highest rating:

5

First direct current account I first switched to first direct just over a year ago and have since found it to be a great platform. The switching bonus was nice but the platform it... Read more Reviewed on: 21st February 2025
Adam's avatar
Adam

Latest lowest rating:

1

ATM swallowed my £100 and First Direct refuses to re... ATM swallowed my £100 and First Direct refuses to refund me despite having no video footage at the said 3 ATM machines at Asda superstore. Reviewed on: 24th December 2024
Crane's avatar
Crane

About this product

The first direct 1st Account is a current account that can be opened in minutes.

If you’re eligible, you can get an interest free overdraft of £250. You won’t be charged debit card fees when spending abroad. If approved for an account, you’ll get a virtual card you can use straight away.

first direct 1st Account reviews help you find out what it’s really like to be a customer. If you’ve used first direct before, you can also leave a review and share your experience.

first direct Current Account reviews (1250)

Review of the first direct, Current Account:

Accessible, efficient, responsive

5
I have had my current account with First Direct for over ten years now and have never had any issues or problems with the administration of it or in accessing customer services. It’s a 24 hour a day, 365 days a year operation that is efficient and responsive. Reviewed on: 17th January 2022

Amazing and consistent service

5
I’ve been with First Direct for over 30 years. I’ve never had any issues and dealing with them is a pleasure Reviewed on: 16th March 2023

Fab customer service

5
I’ve been with this bank since it’s inception and have loved the customer service I’ve received. Reviewed on: 16th March 2023

Excellent service

5
So easy to speak to someone if any problems. Fast to respond. Great app. Reviewed on: 16th March 2023

Great bank

5
Readily available for advice or issues. Friendly and helpful UK based Reviewed on: 16th March 2023

Excellent customer service

5
Always first class engagement and an excellent App Reviewed on: 16th March 2023

Current

5
Excellent 24hr bank service, lots of other products Reviewed on: 16th March 2023

Excellent service, quick response

5
I always get the answers I am looking for and always speak to an actual person in a very short time. Reviewed on: 16th March 2023

Great customer support

5
Always on hand to help over the phone. Reliable app. Just feels a little behind in offering the best easy access rates and smart banking features. But those are secondary to the stability and reliability of the products they offer and easy access to support at any time of day. Reviewed on: 16th March 2023

Passed it's best

2
Good customer service used to compensate for poor rates. However, both are now poor. Reviewed on: 16th March 2023

Long term customer

5
Always a person on the end of the phone when you need them and you can do just about anything in the app apart from pay money in, cheques you can. Reviewed on: 16th March 2023

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