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first direct: Current Account reviews

4.64
Based on 1,248 reviews, last reviewed 5th Feb 2025
8% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
84%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
3%

Latest highest rating:

5

Brilliant bank been with them since midland bank end... Brilliant bank been with them since midland bank ended- fabulous service and great app Reviewed on: 5th February 2025
Denise H's avatar
Denise H

Latest lowest rating:

1

ATM swallowed my £100 and First Direct refuses to re... ATM swallowed my £100 and First Direct refuses to refund me despite having no video footage at the said 3 ATM machines at Asda superstore. Reviewed on: 24th December 2024
Crane's avatar
Crane

About this product

The first direct 1st Account is a current account that can be opened in minutes.

If you’re eligible, you can get an interest free overdraft of £250. You won’t be charged debit card fees when spending abroad. If approved for an account, you’ll get a virtual card you can use straight away.

first direct 1st Account reviews help you find out what it’s really like to be a customer. If you’ve used first direct before, you can also leave a review and share your experience.

first direct Current Account reviews (1248)

Review of the first direct, Current Account:

easy to use

4
i find their online banking very easy to use and means in dont have to contact them very often Reviewed on: 27th April 2020

Regular saver is great

4
I specifically opened the account for the 7% regular saver which I’m happy to have during the cost of living crisis. The account seems ok although I wish the app had push notifications for when money comes in/leaves the account as I find I have to check it a lot to see what my balance is. It’s a shame that you also can’t put notes on it like on Monzo to remind you what a purchase was. There is a tag function but it isn’t much help. Reviewed on: 9th March 2023

Excellent online customer service

5
Customer service solved problems in a courteous, polite and easy to understand way even in unsociable hours Reviewed on: 9th March 2023

Impressed

5
I opened my account in May last year. So far I have experienced excellent customer services also joined their regular saver which has smashing interest rate. Reviewed on: 9th March 2023

They're fantastic

5
Can't fault them. Shouldn't love a bank but .. Reviewed on: 7th March 2023

Greatbank

5
Great bank, very prompt dealings Reviewed on: 7th March 2023

Top Rate Bank

5
Easy to operate account. Customer service has been brilliant so far. Reviewed on: 4th March 2023

excellent telephone customer service

5
amazing that that they offer top service by telephone 24 hrs a day, for people like me that don't live with smartphones and constant internet access Reviewed on: 1st March 2023

Excellent service

5
Excellent customer service and app Reviewed on: 1st March 2023

Superlative

5
Excellent service and straightforward dealings. They are everything banking ought to be. Reviewed on: 1st March 2023

App works really well

5
It's one of the fastest working banking apps on my phone and it's very useful to be able to pay cheques online Reviewed on: 28th February 2023

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