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first direct: Regular Saver Account reviews

4.76
Based on 132 reviews, last reviewed 2nd Apr 2025
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Latest highest rating:

5

Great interest rates, fantastic customer service. Great interest rates, fantastic customer service. Couldn't get better. Reviewed on: 2nd April 2025
Jackie Winstanley's avatar
Jackie Winstanley

Latest lowest rating:

1

Lack of customer service I switched to First Direct fulfilled all the requirements and received the switch reward. I opened the 7% saver account and began saving £300 every mo... Read more Reviewed on: 2nd May 2024
David's avatar
David

About this product

First Direct savings reviews can help you to find out more about life at First Direct. How easy is it to contact First Direct? And how friendly are they? Our First Direct savings reviews can help you to find out information like this. Smart Money People is an independent source of honest reviews.

first direct Regular Saver Account reviews (132)

Review of the first direct, Regular Saver Account:

Great Interest Rates

5
Since opening my First Direct current account, I have also taken advantage of their regular saver account. This is really easy to set up and can all be done online when signed in for online banking. You then set up a standing order from your current account for between £25 and £300 to be transferred into the regular saver on a date of your choosing. This is great, as you can set up for the money to be transferred on payday, making it really easy to save. The best part of the account is the interest rate, which is 6% for the regular saver. This is one of the best in the market. It is paid at the end of 12 months of saving. The only draw back of the account is that you must commit for 12 months of saving, and if you access your money before that you don't get paid the interest. If you are saving some something specific long term, or just want to make sure you have a savings pot, I would highly recommend this account, as you'd be hard pushed to find a better interest rate at the moment. Reviewed on: 1st September 2016

Great interest rates, fantastic customer service.

5
Great interest rates, fantastic customer service. Couldn't get better. Reviewed on: 2nd April 2025

Happy Customer

5
I'm a very happy customer overall but I especially love the Regular Saver account. This is my third year of using this option. I don't miss the amount that goes out into it every month and the interest gained is a welcome bonus on fruition Reviewed on: 2nd April 2025

I take part in banking bribes but have stopped simpl...

5
I take part in banking bribes but have stopped simply because having had a First Direct account many years ago, I actually found them efficient, offering the best interest accounts and more as against the banks that I regularly moved to. I’m staying with them now until such time I feel it’s time to move, but I don’t think that will ever happen. Reviewed on: 2nd April 2025

Super interest rate, best on the market

5
Super interest rate, best on the market Reviewed on: 18th March 2025

Brilliant regular saver - 7% and very flexible

5
Brilliant regular saver - 7% APR which is great and option to save up to £300 per month with flexibility to change payments. So easy to set up and use on the App, very straightforward. Wish I had done this sooner! Reviewed on: 16th March 2025

Excellent product which is simple to understand.

5
Excellent product which is simple to understand. Reviewed on: 28th February 2025

Easy set up for great interest.

5
So easy to set up, including the current account if you don't have one already. Transferring money over was easy and seamless, I know when I need to wire over for each months transfer and look forward tonseeing the interest at the end of the year! Reviewed on: 27th February 2025

Simply the best!

4
One of the best saver rates on this account Reviewed on: 26th February 2025

Their Regular Saver account pays a massive 7% intere...

5
Their Regular Saver account pays a massive 7% interest, customer services are so helpful and nothing is too much trouble. I've been with several high street banks over the years and First Direct are way out in front. Reviewed on: 26th February 2025

The regular saver is really easy to use and gives a...

5
The regular saver is really easy to use and gives a good rate. Its a product I use again and again Reviewed on: 24th May 2024

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