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First Response Finance: Car Finance reviews

4.95
Based on 6,133 reviews, last reviewed 2nd May 2025
81400% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve had two financial agreements with first respons... I’ve had two financial agreements with first response each time it’s been a smooth process no hassle Reviewed on: 2nd May 2025
Christopher hill's avatar
Christopher hill

Latest lowest rating:

1

This company logged a cifa warning against me. This company logged a cifa warning against me. Accused me of fraud with absolutely no evidence this is ridiculous I'm not the only one they have done ... Read more Reviewed on: 29th April 2025
John r's avatar
John r

About this product

First Response Finance reviews on our site can help you make up your mind as to whether this is the right car finance provider for you. Our community shares their First Response Finance reviews and experiences in order to help others. So if you've already used First Response Finance in the past, please write a review of your own to assist others choosing a car loan provider!

First Response Finance Car Finance reviews (6133)

Review of the First Response Finance, Car Finance:

Flawless Finance Service

5
The experience from the online application to gaining my car was flawless. Everyone went above and beyond to get me the car I wanted. Reviewed on: 26th April 2024

Pleasure to take out finance with this company’ alwa...

5
Pleasure to take out finance with this company’ always happy to help when I need assistance Reviewed on: 1st May 2025

Been with first response for many years always there...

5
Been with first response for many years always there to help Reviewed on: 1st May 2025

Easy to deal with , no hidden costs.

5
Easy to deal with , no hidden costs. Reviewed on: 1st May 2025

Wonderful experience and smooth sailing

5
Wonderful experience and smooth sailing Reviewed on: 1st May 2025

I had a car accident to where my car got written off...

5
I had a car accident to where my car got written off and I did manage to pay for my payout for my car but I was still left over a little bit! First response finance allowed me to take out another loan and put the extra that was owed on top and I’m grateful for that Reviewed on: 1st May 2025

Great service would recommend...

5
Great service would recommend :) Reviewed on: 1st May 2025

First Response your only Response.

5
From choosing my dream car to actually owning it ,I couldn't have done it without First Response. (F R). First of all FR put me at complete ease and talked me right through the process and after a few non judgemental questions with regards my present financial circumstances,told me the terms and conditions and my APR so I was under no illusions . I have taken my purchase over 36 months with my monthly repayments well within my budget,with the ability to pay off more per month if I want this reducing the repayments.All in all an excellent service and peace of mind . Reviewed on: 1st May 2025

Very good with them only been with you for little bi...

5
Very good with them only been with you for little bit but it good Reviewed on: 1st May 2025

I didnt have any problems with them at all

5
I didnt have any problems with them at all Reviewed on: 1st May 2025

5 Star. A Lifeline When I Needed It Most

5
I can honestly say this finance company changed my life. When every other lender slammed the door in my face, they saw beyond the numbers and gave me a chance. Where others saw risk, they saw potential and I’ll never forget that. They didn’t just finance me; they believed in me. The application process was smooth, the communication was honest, and the team treated me with respect and dignity every step of the way. I was approved quickly and transparently, with no hidden catches, just genuine help when I needed it most. Because of them, I could move forward at a time when I felt stuck. They turned “no” into “yes” when it mattered most. If you’re looking for a company that stands by real people and delivers real support, this is the one. They’re not just a finance company they’re a second chance. Reviewed on: 1st May 2025