Smart Money People Logo

First Response Finance: Car finance reviews

4.94
Based on 6,932 reviews, last reviewed 31st Mar 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I was considered for the Car finance with no complic... I was considered for the Car finance with no complicated questions or forms even though my credit score was poor..Bravo and thank you for helping peop... Read more Reviewed on: 31st March 2026
Carolin s's avatar
Carolin s

Latest lowest rating:

1

Poor Customer Service and Zero Support Very Poor Customer Service, Zero support This companies customer service is very poor, and their customer support is non existent. They continuly try ... Read more Reviewed on: 5th March 2026
Steve K's avatar
Steve K

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review

First Response Finance Car finance reviews (6932)

Fantastic experience, great customer service.

5
Fantastic experience, great customer service. Reviewed on: 11th July 2025
Reply from First Response Finance That's great to hear, thank you! Response date: 14th July 2025
First Response Finance's avatar
First Response Finance

The staff are amazing.

5
The staff are amazing. They are kind and caring and any question is never too much. Reviewed on: 11th July 2025
Reply from First Response Finance Thank you, we’re happy that we could help you! Response date: 11th July 2025
First Response Finance's avatar
First Response Finance

First class company

5
First class company and I have never experienced any problems with them and would certainly use again Reviewed on: 11th July 2025
Reply from First Response Finance Thank you for the five-star review! Response date: 11th July 2025
First Response Finance's avatar
First Response Finance

Mr Douglas lee

5
I’ve used first response for a good few years I’ve hope them so so helpful though out the last one a few weeks ago was the best one can’t fault them got what I was looking for in the end thanks first response Reviewed on: 11th July 2025
Reply from First Response Finance It's great to see that you're a returning customer of ours! We hope you're happy with your new car. Response date: 11th July 2025
First Response Finance's avatar
First Response Finance

Great experience highly recommended

5
Great experience highly recommended Reviewed on: 11th July 2025
Reply from First Response Finance Thank you for the five-star review! Response date: 11th July 2025
First Response Finance's avatar
First Response Finance

Great to deal with , very helpful

5
Great to deal with , very helpful Reviewed on: 11th July 2025
Reply from First Response Finance Thank you for the five-star review! Response date: 11th July 2025
First Response Finance's avatar
First Response Finance

I got my first car using first response

5
I got my first car using first response and I have never had any issues with them Reviewed on: 11th July 2025
Reply from First Response Finance Thank you, we’re happy that we could help you! Response date: 11th July 2025
First Response Finance's avatar
First Response Finance

I recently used First Response Finance to help finan...

5
I recently used First Response Finance to help finance a used car, and overall, the experience was very positive. From the beginning, their team was responsive, polite, and made the application process straightforward. Communication was clear and timely, and I appreciated that they took the time to explain the terms of the agreement without using confusing jargon. Their approval process was surprisingly quick, and they seemed willing to work with a variety of credit situations, which makes them a solid option for those who may not have perfect credit scores. The interest rates were competitive given the circumstances, though it’s always good to compare with other providers if you qualify for better terms. One thing that stood out was the personal touch — I didn’t feel like just another number. Customer service reps followed up to ensure everything was in place and were easy to reach when I had questions. The only reason I’m giving four stars instead of five is that there could be more transparency on how they calculate interest over time — it’s worth double-checking the total repayment amount and making sure you’re fully informed before signing. Reviewed on: 11th July 2025
Reply from First Response Finance Thank you for the four-star review! Response date: 11th July 2025
First Response Finance's avatar
First Response Finance

Absolutely Great Guys

5
They sorted my car finance very smoothly I didn’t have to call them to raise any concerns. Great guys I would give a 10/10 Reviewed on: 11th July 2025
Reply from First Response Finance Thank you, we’re happy that we could help you! Response date: 11th July 2025
First Response Finance's avatar
First Response Finance

Customer service guys are great very friendly and he...

5
Customer service guys are great very friendly and helpful over the phone Reviewed on: 11th July 2025
Reply from First Response Finance Thank you, we’re happy that we could help you! Response date: 11th July 2025
First Response Finance's avatar
First Response Finance

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review