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Halifax: Current account reviews

4.13
Based on 939 reviews, last reviewed 5th Sep 2025
67% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
59%
See only 4 star reviews
23%
See only 3 star reviews
6%
See only 2 star reviews
3%
See only 1 star reviews
9%

Latest highest rating:

5

5star customer care Online and in store their team are always helpful and polite I have an autistic child and they are amazing with him when he feels dysregulated Reviewed on: 5th September 2025
Emma D's avatar
Emma D

Latest lowest rating:

1

Closure of my Accounts I lost an account that have opened for almost a decade because of a review they refused to share with me till date. I tried to get help from different... Read more Reviewed on: 14th June 2025
Rizq's avatar
Rizq

About this product

The Halifax Current Account is a free, everyday banking option.

You have the option to apply for an arranged overdraft and make contactless payments. With Save the Change®, you can round up your card payments and put the change in your Halifax savings account.

Halifax Current Account reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

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Halifax Current account reviews (939)

Great communication

5
I have always had a good experience with the Halifax and would highly recommend them. They keep me updated with all activity and send 'pop-ups' reminding me of income and expenditure. This is very useful especially with my ilness that causes 'brain fog'. They dealt swiftly and professionally when my bank account was hacked, and I enjoy using the 'cashback' offers every month, which make a difference over time. The app is clear and easy to use and there are many products on offer. None of my previous banks have given the information or bonuses this bank does and I'm a very happy customer. Reviewed on: 1st February 2023

Great for bad credit

5
I originally had a basic account but year by year I have been offered better accounts and get rewards such as cashback for doing nothing just normal shopping Reviewed on: 1st February 2023

Brilliant switch service

5
I really like how Halifax handled the switch service ! They did this quickly and efficiently . You can easily track all your pending payments and transactions . User friendly app and easy to manage payments and transfer money to others Reviewed on: 1st February 2023

Best bank current account

5
I’ve been banking with Halifax for over thirty years and I’ve never had a problem with them, if I needed help it was given straight away and solved any problems I had come across would definitely recommend them to all my family and friends Reviewed on: 1st February 2023

Great Bank!!

5
I’ve been with the Halifax Bank now for 5+ years and have never had any issues with them. I have everything I need with their current account and online banking. Would recommend to anyone! Reviewed on: 1st February 2023

outstanding

5
very efficient in dealing with current account Reviewed on: 31st January 2023

account

3
easy to use online but overdrafts are too expensive Reviewed on: 28th January 2023

A bank without the stress

5
Had a few accounts with different banks over the years and have had nothing but issues with other banks including one closing my account without explanation (rbs). This Halifax account is the only one I've had where I haven't had a single problem. Love Halifax ❤️ Reviewed on: 25th January 2023

Great staff - but they closed the local branch.

4
Sign of the times, I guess but it was nice to have a person to talk to...... Reviewed on: 22nd January 2023

Best bank!!

5
I’ve been with Halifax for almost 30 years. I’m normally resistant to change, such as when the app was launched I refused to get it for quite a while (terrified of cyber crime), but it has revolutionised how I see, spend and organise my money. I can see how much/ what is coming in and out of my current account and all my other accounts too. I can easily open new accounts and renew interest rates with a few clicks and even apply for a credit card or child savings account. I love how easy it is to manage standing orders and money transfers in my account, see what is expected to leave the so I can easily manage finances and I love all the extras for my current account as well, such as save the change and cashback extras. Reviewed on: 20th January 2023

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