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Halifax: Current account reviews

Name: Current account
Rating: 4.18 (982 reviews)

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4.18

Based on 982 reviews, last reviewed 24th Apr 2026

133% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

59%

23%

Latest highest rating:

5

Very good, easy to use, helpful and quick at respond... Very good, easy to use, helpful and quick at responding Reviewed on: 22nd April 2026

Latest lowest rating:

1

Absolutely shocking customer service . Absolutely shocking customer service .My card was used fraudulently,it took over an hour for someone to pick up the phone call on the dedicated fraud ... Read more Reviewed on: 24th April 2026

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About this product

The Halifax Current Account is a free, everyday banking option.

You have the option to apply for an arranged overdraft and make contactless payments. With Save the Change®, you can round up your card payments and put the change in your Halifax savings account.

Halifax Current Account reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

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Halifax Current account reviews (982)

fab!

Great rewarding account with fantastic customer service Reviewed on: 22nd April 2016

Excellent service throughout years

Been with this bank over 20 years, They have always been helpful even when I have been struggling. We have always been advised correctly in major transactions and have never been ripped off, Can't paise then enough Reviewed on: 22nd April 2016

Great account

Great current account giving £5 reward each month plus cash back to be earnt using your debit card in certain stores. Very helpful in branch when setting up the account talking us through everything really well, can't fault them so far. Reviewed on: 28th March 2016

Halifax Switcher Current Account

I have recently switched current accounts using the Halifax switcher service. I am very impressed by the service that they have provided me with. Following my initial application online the current account was set up and all my direct debits and standing orders transferred from my existing bank within 10 days. As an incentive for opening the account £100.00 was also paid into my new account by the Halifax once the account was open. Reviewed on: 28th March 2016

£100 free for opening current account

Which other bank will pay you £5 bonus every month? Not only that if you are their new customer you get £100 incentive for transferring your existing current account to them. No other bank will you you that kind of bonus! No other bank will give you £5 bonus every month either. Reviewed on: 28th March 2016

Monthly nice little earner

I have one of these accounts - I need to pay in £750 per month and have 2 x Direct Debits coming out each month. In return, for staying in credit I get £5 per month credit from Halifax. That buys me 3 x books from my local charity shop to expand my bookshelf. . Whats not to like! Reviewed on: 28th March 2016

Easy simple and no problems

Have used this account for ages with no problems so far. Excellent online banking and mobile app (like lloyds) Branch customer service is good too Reviewed on: 28th March 2016

Fantastic App

I use the Halifax banking app daily to manage my current account .Just recently it has really improved and it is so easy to make transfers and pay all my bills all from the app.This is a great way to keep on top of your finances. Reviewed on: 28th March 2016

Why can't the reward match the overdraft fee

If the overdraft fee is more than 5£ why can't the reward be more than 5£? Reviewed on: 28th March 2016

Easy to switch to account.

Last june i needed to switch bank accounts. I chose Halifax as i could open the account quickly and easily online. I chose my switching date and all my direct debits and payments were switched for me and my old account was closed. Within 48 hours Halifax had paid me my switching bonus. I have been with them 9 months now and am very pleased. Great bank. Reviewed on: 28th March 2016

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