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Halifax: Current account reviews

4.25
Based on 983 reviews, last reviewed 10th Jun 2026
73% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
59%
See only 4 star reviews
23%
See only 3 star reviews
7%
See only 2 star reviews
2%
See only 1 star reviews
9%

Latest highest rating:

5

Very good, easy to use, helpful and quick at respond... Very good, easy to use, helpful and quick at responding Reviewed on: 22nd April 2026
Ell jay's avatar
Ell jay

Latest lowest rating:

1

Absolutely shocking customer service . Absolutely shocking customer service .My card was used fraudulently,it took over an hour for someone to pick up the phone call on the dedicated fraud ... Read more Reviewed on: 24th April 2026
Corrina Hallam's avatar
Corrina Hallam

About this product

The Halifax Current Account is a free, everyday banking option.

You have the option to apply for an arranged overdraft and make contactless payments. With Save the Change®, you can round up your card payments and put the change in your Halifax savings account.

Halifax Current Account reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

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Halifax Current account reviews (983)

Good online system and they pay me £5 a month - what more could you want?

5
I have no problems as at all with this account - it just works. From the online system to the branches, they are easy to deal with. The staffing can be an issue, but as they have paying-in machines in branch it's no hassle. Reviewed on: 13th May 2016

fab!

5
Great rewarding account with fantastic customer service Reviewed on: 22nd April 2016

Excellent service throughout years

5
Been with this bank over 20 years, They have always been helpful even when I have been struggling. We have always been advised correctly in major transactions and have never been ripped off, Can't paise then enough Reviewed on: 22nd April 2016

Great account

5
Great current account giving £5 reward each month plus cash back to be earnt using your debit card in certain stores. Very helpful in branch when setting up the account talking us through everything really well, can't fault them so far. Reviewed on: 28th March 2016

Halifax Switcher Current Account

5
I have recently switched current accounts using the Halifax switcher service. I am very impressed by the service that they have provided me with. Following my initial application online the current account was set up and all my direct debits and standing orders transferred from my existing bank within 10 days. As an incentive for opening the account £100.00 was also paid into my new account by the Halifax once the account was open. Reviewed on: 28th March 2016

£100 free for opening current account

4
Which other bank will pay you £5 bonus every month? Not only that if you are their new customer you get £100 incentive for transferring your existing current account to them. No other bank will you you that kind of bonus! No other bank will give you £5 bonus every month either. Reviewed on: 28th March 2016

Monthly nice little earner

5
I have one of these accounts - I need to pay in £750 per month and have 2 x Direct Debits coming out each month. In return, for staying in credit I get £5 per month credit from Halifax. That buys me 3 x books from my local charity shop to expand my bookshelf. . Whats not to like! Reviewed on: 28th March 2016

Easy simple and no problems

5
Have used this account for ages with no problems so far. Excellent online banking and mobile app (like lloyds) Branch customer service is good too Reviewed on: 28th March 2016

Fantastic App

5
I use the Halifax banking app daily to manage my current account .Just recently it has really improved and it is so easy to make transfers and pay all my bills all from the app.This is a great way to keep on top of your finances. Reviewed on: 28th March 2016

Why can't the reward match the overdraft fee

3
If the overdraft fee is more than 5£ why can't the reward be more than 5£? Reviewed on: 28th March 2016

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