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Halifax: Current account reviews

4.18
Based on 982 reviews, last reviewed 24th Apr 2026
133% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
59%
See only 4 star reviews
23%
See only 3 star reviews
7%
See only 2 star reviews
2%
See only 1 star reviews
9%

Latest highest rating:

5

Very good, easy to use, helpful and quick at respond... Very good, easy to use, helpful and quick at responding Reviewed on: 22nd April 2026
Ell jay's avatar
Ell jay

Latest lowest rating:

1

Absolutely shocking customer service . Absolutely shocking customer service .My card was used fraudulently,it took over an hour for someone to pick up the phone call on the dedicated fraud ... Read more Reviewed on: 24th April 2026
Corrina Hallam's avatar
Corrina Hallam

About this product

The Halifax Current Account is a free, everyday banking option.

You have the option to apply for an arranged overdraft and make contactless payments. With Save the Change®, you can round up your card payments and put the change in your Halifax savings account.

Halifax Current Account reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

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Halifax Current account reviews (982)

Switching bonus...worth it

3
Was tempted by the switching bonus of 100 pounds. Much easier to switch than I thought and have been happy so far (a few months in...so my experience could change) Reviewed on: 16th October 2014

Cannot fault over 10 years of using...

5
Been with Halifax for 10+ years. The account is easy to use for all aspects, such as, setting up direct debits/standing orders, making/receiving payments etc... The online account management is well laid out and easy to navigate. Payments to other accounts/contacts are always immediate. Statements are easy to read. Managing/viewing direct debits is very easy. Setting up new payments contacts is easy and secure. The application for phones/tablets it's very quick and easy to log in and use. I feel very secure when banking with Halifax as they take very good security measures for any new activity on the account. Another bonus is recently Halifax offer very generous cashback for your everyday shopping when using your Halifax card. This can be as high as 10% even 15% when spending in certain stores. Halifax highs treet banks have a very warm and friendly atmosphere, you are always greeted on arrival and offered assistance. They have quick cash/cheque deposit machines within the branches, so you can be in and out within minutes. The staff are also very efficient in solving small problems such as re-setting your PIN and issuing new cards if needed. Would highly recommend banking with Halifax as they offer a wide range of accounts tailored to specific needs. Reviewed on: 7th October 2014

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