Write a review

Halifax: Current account reviews

Name: Current account
Rating: 4.19 (938 reviews)

View other Halifax products

4.13

Based on 937 reviews, last reviewed 20th Jun 2025

50% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

58%

23%

Latest highest rating:

5

Helped for few month when my account was overdrawn,... Helped for few month when my account was overdrawn, stopped the interest rates until I get back on my feet. Easy to use App and friendly staff at Scun... Read more Reviewed on: 20th June 2025

Latest lowest rating:

1

Closure of my Accounts I lost an account that have opened for almost a decade because of a review they refused to share with me till date. I tried to get help from different... Read more Reviewed on: 14th June 2025

Read all reviews Write a review

About this product

The Halifax Current Account is a free, everyday banking option.

You have the option to apply for an arranged overdraft and make contactless payments. With Save the Change®, you can round up your card payments and put the change in your Halifax savings account.

Halifax Current Account reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

Review Halifax: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Halifax Current account reviews (938)

Couldn't be any better

Had my account now with Halifax a number of years, couldn't fault their service and the amazing offers and benefits they offer :) Reviewed on: 14th February 2016

Almost no local branches remain and the staff are clueless but the reward's kind of OK

Thanks, the Halifax, for shutting down all my easily-accessible local branches. I've had to open a new bank account with a different company, specifically so I can cash the odd cheque and then I have to do an online transfer of whatever amount the cheque was for into my Halifax current account, but that's horses for courses. In my experience your in-branch bank staff are total numties, however. Left hand / right hand - neither knowing what the other one's doing. Banking rules - rates for kid accounts - they know next to nothing about anything. You'd think they'd pick up some of the relevant info about your bank accounts just by the chance of them coming in to work at the Halifax every day - but as far as I can tell that's never happened so far. Really! Not ever. Time and again they've given me information that's inaccurate, if not actively outright contradicted by the next person I go in to speak with to sort out the mess the first person who 'advised' me created. Room for improvement? Yes, I'll say! The Halifax however, doesn't actively charge me for having a bank account which some of the others do and as I can't be bothered changing, and sometimes they even 'reward' me with a fiver for having a bank account with them, overall, I can't really complain. Reviewed on: 13th February 2016

I went in to open account staff where so helpful and was all done so fast very happy

6 months I go I needed a good saving account and was set up a currant account the staff was so helpful in my dartford brunch and with few questions was all set up they was very helpful in making sure i had right account for me in that time and then showed me all they had to offer found it so helpful and will be dealing with them again soon .x Reviewed on: 12th February 2016

It does what we need with no bother and pays us a fiver a month.

All our transactions are handled efficiently and we get a fiver a months as long as we put £750 a month in. Reviewed on: 12th February 2016

Always helpful!

I love my bank ..Halifax.. I’m luck, The staff knows me for years ,always so helpful .I'm profoundly deaf since birth. Brilliant,friendly staff ! x Reviewed on: 12th February 2016

Good insurance package

I love my bank as my ultimate reward account covers me for all different types of insurance holiday phone ect... Reviewed on: 12th February 2016

Excellent for student

I've had my current account since school, since being in uni it's been really easy to keep track of. The online banking is simple, the cashbook extras are a great way to save me a few penny's. Reviewed on: 12th February 2016

Super banking

I moved to Halifax simply for the £100 switch offer but since I have been impressed with the banking, it is easy to access and easy to talk to someone if you need to. They were really helpful when a company stole money from me and wouldn't return it, they were accessible, polite and considerate. I also have a savings account, credit card and had car insurance with them, they are a company I trust. The only thing negative is the interest rates, but that is what is negative about all banking with any banks! Reviewed on: 12th February 2016

Removed my overdraft for no reason and not communicated

They took my agreed overdraft off me with no reasoning, no communication nothing. Just noticed one day on my statements it had gone down by £900 not even a small amount. As this was an agreed overdraft what would have happened if I had gone into it without knowing! Bad show! Reviewed on: 5th February 2016

Seem not bother to advise me

They seem not interesting to inform/advice me to see if they can offer better saving for me as I joined them for many years Reviewed on: 26th January 2016

Do you have a different Halifax product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current Account
from Clydesdale Bank 3.61 from 61 reviews
Plutus Account
from Plutus 0.00 from 0 reviews
Current account
from Citibank 3.61 from 9 reviews

Want to see more from Halifax?

Online Tracker Bond
from Halifax 5.00 from 1 reviews
Student Current Account
from Halifax 4.60 from 10 reviews
Online Saver
from Halifax 4.60 from 35 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub